One of the more often encountered questions that we hear from prospective First Time Buyers in Durham is them curious about how much their mortgage process would cost them.
Responding to this, we have put together a short list of all the fees you can expect to pay when you are looking to buy a new home, and when it will become payable.
This would apply only if you are planning to sell your home. With an increase in the popularity of online estate agencies, you can be seeing hundreds of standard website listings.
That being said, for a more localised service, you could be looking at a fee of around 1-2% of the property price.
Your mortgage lender will need you to have a valuation conducted on the property you are purchasing to make sure that the property is worth the amount you are looking to borrow from them.
Prices for a property survey can cost anywhere from hundreds of pounds, this can depend if you want just a basic valuation, a lot more in-depth Home Buyers’ Report, or a Full Building Survey.
A key thing to remember when to working around the cost is that you always have some element of choice in the level of detail your survey goes into, with your decision by age and property type, as well as any questions.
Sometimes you can have a product with a cheaper rate, but the advantage can be outweighed by the payable arrangement fee to a mortgage lender.
This cost doesn’t exist with every mortgage lender, so you may not have to pay for anything at all, but in some cases, it could be upwards of 3 figures, depending on how the mortgage lender is in question.
You can find that these costs can be paid upfront, though you may also be able to add these onto the balance of your mortgage. Noteworthy though, that this would mean incurring further interest charges.
Here at Durhammoneyman, our team of Mortgage Advisors in Durham, has helped many first time buyers and home movers in Durham alike, we can compare deals for you in order to find you the most suitable one for your circumstances.
You will have to hire the services of a qualified solicitor. The cost of this service can be quoted very differently depending on the firm you are speaking to. An estimation for a straight forward purchase with a local company is likely within the mid-hundreds.
You will need to give the property address, whether it’s leasehold or freehold and how much you are purchasing it for, in order to receive accurate quotations.
The key points to cover when asking for a quote are:
In addition to the costs and disbursements involved in paying your solicitor, depending on your circumstances, you may also be required to pay this tax which the solicitor collects on completion of the property purchase.
This doesn’t apply to everyone. The government have been known to change the criteria on Stamp Duty, with the latest change being in favour of First Time Buyers in Durham. The latest Stamp Duty updates can be found here.
A Mortgage Broker in Durham will typically charge for their service. The cost of this will vary from company to company.
In our case, your dedicated mortgage advisor in Durham will discuss this in more detail with you during your free initial mortgage appointment.
We would definitely recommend choosing a local company such as ourselves, rather than a big organisation. They are more likely only to charge on completion, as opposed to any application fees and additional costs that could be incurred.
Of course if you are Moving Home in Durham, the cost of doing so in regard to the actual moving aspect, can be quite costly. This will depend on the level of service you are looking for.
Hiring your own van and doing the work yourself can be quite cheap. Opting for a local man with a van can be only slightly more than hiring your own van. A professional van service can be in the high hundreds, early thousands.
To further discuss the costs involved in buying a home, including anything we may have missed, book your free mortgage appointment today. A trusted mortgage advisor in Durham will be more than happy to discuss this with you.
After saving for years and months, you’ve finally reached the point where you are ready to make a deposit on a property. Whether you have had some help from “the bank of Mum and Dad” or have entirely relied on your own funds, it’s time to get the ball rolling!
This may be your first experience as a First Time Buyer or your second as a Home Mover in Durham, either way, we are here to give you some top tips on how to get prepare for a mortgage:
As a Mortgage Broker in Durham, we always recommend in getting Mortgage Advice as early on in the process as possible. This way you will know how much you can borrow for a mortgage and how much it will all cost. There is nothing better than having a professional Mortgage Advisor in Durham by your side to help guide you through the whole process.
Obtaining an up to date credit report should also be at the top of your list, you want to know exactly where you stand in terms of your credit score. You don’t want anything holding you back from buying a home. Taking the above two steps will give you a good insight into how possible this is going to be and what your budget is.
Your Mortgage Broker in Durham, like us, will be able to obtain a fully credit-checked agreement in principle on your behalf. In order to get this, you will have to provide some proof of who you are to us, this includes your name, where you live and how much you earn. There is a lot of paperwork for you to get together so it’s a good idea to open a file for yourself and start collecting everything in advance.
In terms of proving who you are you’ll need to produce some photo ID such as a Driving license or passport.
In addition to the above, you’ll need to prove where you live. You’ll need to produce a utility bill or original bank statement dated within the last 3 months.
The analysis of your spending habits is one of the most important determining factors in whether you’ll qualify for a mortgage or not. Lenders need to ensure that you’re going to be able to meet your mortgage payments every month. Your bank statements should evidence your income and monthly expenditures. Lenders will not be too happy to see gambling transactions on your account, neither will they like it if you go over an agreed overdraft limit or if your direct debits bounce regularly.
You will have to provide evidence that you have the funds in place for the deposit, this is also for anti-money laundering purposes. Try not to move monies around your various accounts too much as it will make evidencing the audit trail much more difficult. All lenders will like to see that your savings account has been built up over time in order to afford the deposit. It shows you are taking this seriously and managing your money well.
Gifted deposits are becoming increasingly more popular, we are seeing that most of our applicant’s 5% deposit is made up of these. These gifted deposits are often gifted by family members or friends. These funds can’t just be handed over, they need to be evidenced; meaning the “donor” will need to sign a letter to confirm that this is a gift and not a loan.
In terms of affordability, the most important thing is to be able to prove your income. If you are employed this tends to be by way of your last 3 months’ payslips and most recent P60. Lenders can take into account regular overtime, commission, shift allowance and bonus. If you are Self Employed then you’ll need your accountant’s help. This will be to request your tax year overview.
It’s always a good idea to do some research and make a note of an estimate of your anticipated outgoings after you move house. You can work out an idea of how much the council tax and utility bills will be. In addition to that, you can work out your regular expenditures, such as food and drink. This will demonstrate how much disposable income you have available to pay your mortgage from.
When applying for a mortgage, things can get slightly complicated if you are doing everything by yourself. This is why having a Mortgage Advisor in Durham by your side could prove extremely beneficial. You want to do your best to impress your lender and show them that you have done all you can within your power to get everything ready for your mortgage application. Durhammoneyman can help you with this and depending on your circumstances, we could have everything arranged within 24 hours of your free mortgage consultation. Get in touch today, we can’t wait to hear from you!
If your current mortgage deal is approaching its end your mortgage lender should offer you a new deal to stay with them, this is known as a product transfer. You are under no obligation to stay with your current lender you can shop around for deals wherever you want.
Unfortunately, most lenders don’t reward you for your loyalty. It’s most likely that they’re offering First Time Buyers a better rate than existing borrowers like you.
This is why we always advise that you take things slowly and get Mortgage Advice in Durham before accepting an offer. It can be hard to find a competitive deal with just one lender and that’s why we advise in shopping around first or approaching a Mortgage Broker in Durham.
A Mortgage Broker in Durham, like us, will search through thousands of mortgage deals until they find one that matches both your personal and financial circumstances. Here at Durhammoneyman, we will always have your best interests at heart and will try our absolute best to secure you that 1/1000 mortgage deal.
Whilst swapping to a new deal with your current lender online may be easy, it is always in your interest to see what other deals you may be eligible for. Lenders will always try and tempt you to take their online offer over getting Mortgage Advice in Durham. They probably know that you can get a better deal but why would they want you to know that this is why taking Mortgage Advice in Durham can really help!
When you go to your Mortgage Broker in Durham, like us, you are guaranteed consumer protection which you don’t benefit from if you decide to go ahead with an online switch, you don’t receive any of this.
In past, we have seen that some customers just go for the most convenient option. This often leads to them missing out on a great deal that they could’ve accessed had they taken things slower or approached a Mortgage Broker in Durham.
You should always take advice, especially if it’s free! We offer a free mortgage consultation in Durham and can do all of the shopping around for you across our vast panel of different lenders in order to find an amazing mortgage deal.
If you end up on the wrong deal by accident or realise that you could’ve had a better one down the line, you can’t complain as you chose to opt-out on advice and do everything on your own through an online switch. Switching deals in the future will cost you a lot more than had you taken Remortgage Advice in Durham.
We have been working within the mortgage industry for over 11 years now and know exactly how to find you a perfect mortgage deal. We can arrange everything for you and help get the ball rolling with your product transfer.
Even if your requirement seems straightforward we always recommend that you take Mortgage Advice in Durham. A second opinion costs nothing and making a mistake when taking a new product can be costly.
90% of the time savings can be made and this can be done by simply searching the market for a new deal. Let your Mortgage Broker in Durham help you secure that amazing deal, we can’t wait to hear from you!
Coronavirus has put the world on a brief pause, even the mortgage market has been held up forcing everyone’s mortgage applications to come to a temporary halt.
However, things are slowly starting to resume to their normal ways and the market is providing some great mortgage/remortgage deals. In fact, interest rates are at some of the lowest that we have seen them in over 20 years. Whether you are a First Time Buyer who was about to start the mortgage process or a current homeowner halfway through Moving Home, now is a perfect time to get the ball rolling again!
The government have just issued some new guidelines in regards to the property market to get it up and running again as we gradually phase out of lockdown. This is positive news.
To summarise this week’s position:
All of the above relaxations are subject to additional specific health and safety guidelines and social distancing.
In terms of mortgages at the moment:
Things will take a while to go back to how they used to be but for now, we are heading in the right direction. The property market has already shown signs of improvement, for example, you can now buy a house, carry out property surveys, etc.
If you are currently looking for a mortgage/remortgage deal, you are in a great position as there are thousands of amazing deals on offer.
Your local Mortgage Broker in Durham is here to offer you a helping hand through these tough times for you and your mortgage. A Mortgage Advisor in Durham will go above and beyond for you in order to try and secure that 1/1000 mortgage deal that will benefit both your personal and financial situation. We have more than 38 lenders on panel that we can access in order to find you an amazing deal.
By popular demand, we just want to talk about remortgaging for home improvements. People are realising that Remortgaging in Durham is not as expensive as they originally thought, in fact, it could save you money down the line. You are basically rolling onto another mortgage deal; your monthly payments will go up, however, this could only be by £100-£200 extra a month, plus you’ll get a lovely extension/conversion out of it. Mostly, this applies to current homeowners who are thinking of starting a family or wat to expand their current one.
Are you approaching the end of your current mortgage deal? Do you need another great deal to roll onto? If so, then now the perfect time to approach a Mortgage Broker in Durham like Durhammoneyman. Once we have all of your details keyed in, we can pass you straight onto a Mortgage Advisor in Durham who will provide their full expert help and support throughout the whole of the mortgage process. Contact us today, we can’t wait to help you!
No one plans a divorce or a separation when you are buying a house, however, they do happen and things can turn the other way and become complicated. One thing that may turn complicated is your mortgage commitments with your ex-partner. If things do get out of hand and you’re struggling to manage everything on your own, just know that your expert Mortgage Broker in Durham is here to help.
Here at Durhammoneyman, we have dealt with thousands of specialist cases over our 11 years of working within the mortgage industry. This includes helping our customers overcome their mortgage doubts through a divorce or separation and trying to help them remove their name or their ex-partner’s name off of their joint mortgage. When our clients reach out to us for help with their mortgage and their divorce or separation, we usually get asked the same three questions:
1. How do I remove my ex-husband/wife from my mortgage?
2. How do I remove my name from my ex-partner’s mortgage?
3. Can I have 2 mortgages?
It can be tricky trying to make changes to your mortgage, especially during a divorce or separation. You have to remember that both yours and your partner’s names are on the mortgage and you can’t just take one off like that.
The situation can get a little more complicated if there are children involved as there are the questions of who will live with the children and will it be in the current or a different home. We usually see that it is the mum that stays in the current household but it can be either.
There may come a time that whoever is “in situ” wants to take over the mortgage in their own right. Sometimes, both parents may want a fresh start in new homes of their own.
You need to be aware that even if you are able to prove that you have been paying your mortgage payments without any help from your partner, it will not change that their name is still tied into the mortgage deal. Even if they have moved out and aren’t helping out with any of the payments, their name is still on the mortgage and you need to get it removed.
You can do this one of two ways. You can either go directly to your lender to ask about removing a name by yourself or get the help of an expert Mortgage Broker in Durham, like Durhammoneyman.
Either way, they will have to be certain that the remaining applicant on the mortgage will be able to afford a mortgage on their own in the future. The way that this will be checked is through an affordability assessment, you will have to take one of these regardless of whether you have been keeping up with your mortgage payments or not.
Normally, during this point in the process, there is already someone who can step in and replace the ex-partner. This is typically a family member, friend or another partner.
You need to remember that every lender has their own unique way of assessing your affordability so don’t worry if your current lender says no. There are other options available, for example, you should approach a Mortgage Broker in Durham, like us who will try their absolute best to help you!
Removing your own name is similar to removing someone else’s, the basic ground rules apply for both. Firstly, both of your names are on the mortgage, so even if you decide to leave the family home, you are still responsible for any joint financial commitments you took out with your ex-partner. The only way to get your name off the mortgage is by going directly to your lender or with the help of a Mortgage Broker in Durham.
The mortgage payments for your old property will be taken into consideration if you want to buy a new property in the future so it is important that you take this into consideration before making an offer. This is why we always recommend getting help from a professional Mortgage Advisor in Durham.
Before you make an offer in the future, you must consider that your mortgage payments for your existing property will be taken into account. This is why we advise that you get Specialist Mortgage Advice in Durham; you may have forgotten this and your income may have changed meaning that you can’t really afford a mortgage as of yet. If you apply and get declined, you could potentially leave a negative effect on your credit file.
You will always find that some lenders are stricter than others which will affect how much they will lend you. If you come to us for Mortgage Advice in Durham, we will take this into account when recommending the most suitable lender to apply for a mortgage agreement in principle with.
Yes, you can have multiple mortgages and even more than two if you want! Lenders and their credit scoring systems will take different factors into account when you apply for a second mortgage. One of the main deciding factors will be your current financial commitments.
If you still have ongoing commitments and you fail the lender’s affordability assessment, you could potentially damage your credit score. This is why we always recommend that before you apply directly with a lender you should go to a Mortgage Broker in Durham.
A Mortgage Broker in Durham, like Durhammoneyman, can perform a search for you without damaging your credit file to check whether you will be able to afford a mortgage. We can calculate your maximum borrowing capacity which can allow us to get an idea of your budget and how much your monthly mortgage payments are going to be on top of your current financial commitments.
Having an expert Mortgage Advisor in Durham by your side every step of the way could prove highly beneficial. Moving Home can already be stressful enough!
An Advisor will be available to answer any questions that you may have along the way and be recommending you with the best route to take at all times. We want the best for you through these tough times! Contact your Mortgage Advisor in Durham at Durhammoneyman today and receive a free mortgage consultation!
As you might’ve seen, the coronavirus has hit the mortgage market hard. Everything is changing rapidly and sometimes it’s hard to see what’s actually going on. This is why we think that it would be best to calm things down and catch you up with the latest updates on the coronavirus and its impact on the mortgage market. Here is a short video from MoneymanTV to explain what is happening:
Before your lender accepts your mortgage application, the property will need a valuation. However, since surveyors and mortgage valuers can’t go and visit the property, lenders have put a hold on processing applications.
Some lenders use AVM’s (Automated Valuation Model) for valuations on properties. This means that lenders don’t have to rely on a surveyor or a mortgage valuer to go out and do everything there and then in the property. The problem with AVM’s is that they can only be used on restricted mortgages and on lower loan-to-values.
In recent days, we have seen that lenders have decided to decrease their maximum loan-to-value down to 60%. This means that they are still processing these applications but not necessarily ones at higher loan-to-values.
We have seen that every lender is taking their own viewpoint. The main thing is that we haven’t seen any lenders withdraw a single mortgage offer yet. We estimate that they are just waiting it out and seeing what happens. A change could happen in the coming days, weeks or even months, we can’t possibly tell.
Furthermore, lenders have extended the periods of their initial mortgage offers from six months up to nine. They are letting the economy and the mortgage market get back on track.
We talked about Mortgage Payment Holidays last week in another article but we feel like we need to clarify a few things. Firstly, they are not free money, you should only take a payment holiday if you absolutely need one. You should speak with your Mortgage Advisor in Durham who will go through all of your mortgage options and check whether you actually need to take one out before you go to your lender.
Lenders are more than likely to just extend the period of your mortgage anyway. If this is the case, it may be best to just hold off for a bit. If you are certain that you are not going to meet your monthly payments and you want to take a mortgage holiday, then you should get in touch with your lender as soon as possible. Lenders are asking for their borrowers to get in touch online rather than phone up and this is due to the thousands of calls they are receiving every day. You are more likely to get through online too.
It’s essential that you check with your lender that taking out a mortgage payment holiday will not damage your credit rating or mark any arrears against your account. Make sure that you do not cancel your direct debit and remember that you will need to get permission from your lender to take out a mortgage payment holiday.
We know that everything is getting stressful and could become a little too much. That’s where we come in, your Mortgage Broker in Durham is here to help. We want this to all blow over as much as you do. The mortgage market will hopefully resume to how it was soon.
We can’t change any of this, so we got to get through this together. Your Mortgage Advisor in Durham is available to answer all of your mortgage questions 7 days a week. We can see whether you need to take out a mortgage payment holiday or just give you advice on anything mortgage that you are concerned about. We hope that you get in touch soon!
This article was originally published on 30/03/2020 and as of 20/05/2020 the property market has now resumed and this information has become outdated. Everything was 100% accurate at the date that this article was published.
Most people don’t want to think about having a second mortgage, one already stresses them out enough! Having more than one mortgage can prove quite costly it certain cases. Surprisingly, with that said, they are a lot more people that have more two or more mortgages than you would’ve thought. Here are some reasons why people may want to invest in more than one mortgage:
Sometimes, people who have built up equity in their home may start looking for a second mortgage and this is because they want to release some of their equity to fund another purchase or something else.
If this is the same situation that you are in and you are thinking about releasing equity for a second mortgage, then you are going to need another mortgage deal to transfer onto. You can either search round for your own deal or go to a Mortgage Broker in Durham and they will sort it for you.
As a trusted Mortgage Broker in Durham, we have over 38 different lenders on panel, each with unique mortgage deals. We can shop around for you, searching through thousands of different deals until we match the perfect one for you and your personal and financial circumstances. Remember that lenders do not reward loyalty and will probably be offering better deals to First Time Buyers in Durham over you!
This is called a Let to Buy mortgage. Sometimes people want to keep their existing property and the mortgage so when the move home, they keep it with the aim to rent it out. When you are Moving Home and you decide to go down the Let to Buy route, your second mortgage will become your new residential one.
More and more First Time Buyers are struggling to take that first step onto the property ladder without a helping hand. We are commonly seeing more and more Parents and Grandparents helping out. The most common situations that we see is that either the Parents or Grandparents of the applicant give up their home and move out to get a second mortgage or they actually purchase the second home for them (kind of like a gifted deposit).
Are you interested in a second mortgage for a Buy to Let in Durham? If so, you should speak to a Buy to Let Mortgage Advisor in Durham at Durhammoneyman. We have helped hundreds of Buy to Let landlords secure amazing mortgage deals in the past and we want you to be next.
Get in touch and let’s get the ball rolling for you and your Buy to Let second mortgage in Durham.
Are you currently named on another mortgage and would like to buy a new property to live in? This situation always comes about, and unfortunately, it is almost always down to a divorce or separation. In situations like this, 9 times out of 10 we are able to help. Having a Specialist Mortgage Advisor in Durham by your side during this hard time could really help you out.
Here at Durhammoneyman, we are able to search through thousands of second mortgage deals for you. A Mortgage Advisor in Durham will work endlessly until they have that 1/1000 perfect deal for you. Receive a free mortgage consultation today at Durhammoneyman, your expert Mortgage Broker in Durham.
The outbreak of COVID-19 has left most people having to work from home. Surprisingly, a lot of people are warming to this change of scenery and are hoping to continue working from home after lockdown.
Technology has made it so that you can access everything you can from in an office from home. Communication between you and your coworkers is just as easy, you can video call in the click of a button.
If you are interested in remortgaging for a home office, you will have to remortgage your property to raise additional funds. These funds will be used to convert your chosen room into an office space. People usually prefer to convert their spare room or their garage.
To get the ball rolling, you are going to need to find a remortgage deal to switch onto. This is so much easier with a mortgage broker by your side as they will search through thousands of mortgage deals on your behalf and sort out everything for you. A Mortgage Advisor in Durham at Durhammoneyman will always have your bests interest at heart and will work around your personal circumstances to help you secure a perfect remortgage deal.
If you approach your bank, you will only have access to their deals and their deals only, however, a Mortgage Broker in Durham like us have access to over 38 different lenders and thousands of different remortgage deals.
You will have to get an estimate of how much you think the works for our home office is going to cost. Depending on the size of the room and how much work needs doing on it, the price could range from £5,000-£15,000.
Now is a perfect time to remortgage as the interest rates have never been so low. Assuming you manage to secure a deal with a 2% interest rate for a 25-year mortgage term, if you borrow £5,000 you will probably only be paying back £20 extra a month. If you borrow something like £15,000, you shouldn’t be paying back more than £65 extra a month.
On top of saving more money by looking for a remortgage deal now, you are also saving money in the long term. You won’t be driving to and from work every day, whether it’s far away or close by, you are still saving money and also doing your bit to reduce your carbon footprint.
Parents may usually rely on an after school club or a childminder to look after their children, however, a home office will allow you to work around the school routine which could save you even more money.
We always recommend that you speak to a Mortgage Advisor in Durham before making any decisions. We do offer a free mortgage consultation, so if you are curious about the costs and how you can go about remortgaging, get in touch and speak with a Mortgage Advisor in Durham today.
Sometimes people find their ‘dream home’ straight away and have no plans in Moving Home to Durham in the future, so they decide to remortgage for an extension. The most common home improvements that we see are kitchen extensions, conservatory extensions and loft conversions.
Nowadays, the most popular extension of the three is a kitchen extension. People are realising that it costs a lot less than what they originally thought, it’s easy to do too!
To get the ball rolling, you will have to remortgage to raise additional funds. To remortgage, you need to find another deal to roll onto. You can either approach your lender and choose a remortgage deal from their limited products or go to a Mortgage Broker in Durham, like us, who will have access to thousands of remortgage deals across 38 different lenders.
A Mortgage Advisor in Durham at Durhammoneyman will support you through the whole of the remortgage process, recommending what you do at every step, as well as trying to find you the perfect remortgage deal to save you both time and money.
In the current climate of the UK and because of the effect of the Coronavirus has had on the mortgage market, the interest rates have dropped dramatically. They are at some of the lowest rates that we have seen over 20 years. So getting a great remortgage deal should be really easy and because of the interest rates, your monthly payments won’t really be affected.
For example, for an extra £100 – £200 a month, you could borrow an additional £25,000 – £50,000. There are lots of different things that will affect how much you will have to pay back per month and the amount that you can borrow overall. You will have to consider that the bigger the room is and the more work that needs doing on it will raise the amount that you can borrow and your monthly payments.
You will also need to note that in order to remortgage, you will have to go through another affordability assessment, even if you switch deals through the same lender.
Now is the best time to remortgage! The interest rates have never been lower, and they will slowly return back to normal. Also, lenders are probably going to extend the time frame of your remortgage application anyway, so the works won’t get started for another 6-9 months anyway.
As a Remortgage Advisor in Durham, we always recommend getting Remortgage Advice before going directly to your lender. A Mortgage Advisor at Durhammoneyman will always have your best interests at heart and work around your personal situation to match you with a perfect remortgage deal. What’s better than having a friendly Mortgage Advisor by your side to provide you with their help and guidance throughout every stage of the remortgage process.
We offer a free mortgage consultation here at Durhammoneyman, so get in touch and we can pass you straight over to a Mortgage Advisor who will talk you through all of your remortgage options in Durham.
The outbreak of COVID-19 has impacted the mortgage industry quite a lot, however, we are letting nothing stop us from delivering the exact same outstanding mortgage advice service that you are all used to. At Durhammoneyman, business is as usual. Everything is exactly how it was before the outbreak.
Each Mortgage Advisor in Durham is still working extremely hard to ensure that everyone has someone to speak to about their mortgage doubts and problems. We want you to know that your Mortgage Broker in Durham is here to help you through these tough few months with anything mortgage-related.
Are you questioning whether you will be able to meet your monthly mortgage payments? Are you coming to the end of your current mortgage deal and are looking for a great remortgage deal to roll straight onto? We have seen that these two situations keep cropping up and all we can ask is that you don’t panic. As a Mortgage Broker in Durham, we would always recommend that you have a talk with one of our advisors before going directly to your lender/bank. Doing this allows us to assess your personal and financial situation and then once this is done we can recommend the best route for you to take.
Our phone lines remain open 7 days a week, so don’t let anything stop you from phoning up. We will try our best to help anyone in need of Mortgage Advice in Durham during these next few hard months. We’re all in the same boat so let’s get through this together. We can’t wait for you to get in touch.
We are tackling lots of complicated mortgage situations every single day, nothing has changed at Durhammoneyman. Even our amazing customer service has remained exactly the same, our outstanding team are working their socks off to make sure that you get an amazing 5-star Mortgage Advice service.
One of the best parts about being a Mortgage Broker in Durham is hearing back from our customers after they’ve moved into their new home. Here is what a couple of customers have said about their amazing experience with Durhammoneyman:
“Absolutely fantastic service from Chris setting up my application, to Kayleigh sorting out the right remortgage for me, nothing was too much trouble. Can not recommend them enough for sorting this out in a timely manner and during this pandemic. Thank you to each and every one of you.” – Mandy H
“I cannot fault the service I have received from Leo, Wendy and the team. They have made a potentially stressful process very easy, offering support and guidance throughout. I would recommend this team to anyone in need of mortgage advice. Thank you.” – Donna W
Nothing is going to stop us from providing you with expert Mortgage Advice in Durham, especially the coronavirus. We are not giving up anytime soon and we are prepared to tackle any mortgage problem that is thrown our way. It’s our job after all. As your Mortgage Advisor in Durham, we are going to try and get you over every mortgage hurdle that you are faced with.
You can talk to a Mortgage Advisor in Durham 7 days a week. They are available to answer any mortgage questions that you may have in Durham. From everyone here at Durhammoneyman, we hope that you are all looking after yourselves and are keeping safe. We hope that we hear from you soon.