How do I get an Up to Date Credit Report in Durham?

Obtaining Your Credit Report for your Mortgage Advisor in Durham

For somebody like a First Time Buyer in Durham in order to help us recommend the most suitable mortgage lender for you and build up a full picture of your financial situation, we strongly suggest you obtain a copy of your credit report.

It’s important that all of your information is up to date so that your Mortgage Advisor in Durham knows what mortgage to recommend you with. Plus, if everything is updated, your chances of being accepted for a mortgage significantly increase.

How to use Check My File to get your credit report

1. Firstly, head over to Check My File and sign up for a 30-day free trial, which is £14.99 a month thereafter and can be cancelled at any time
2. The site will then ask you some security questions to verify your identity
3. Once you have logged in, scroll to the bottom and there will be a purple button option to ‘Download Printable Version’
4. A pop up will appear with ‘Your PDF Password’ (which is your date of birth) please click the green button ‘Download Printable Version’
5. A new tab will open in your browser prompting you to enter your password. After you have entered this you will see your PDF report which you then need to download/save. This will be Depending on which browser you are using.
6. Once downloaded please email your report along with your date of birth.
   
   These steps may vary depending on the device that you are using.

What are the next steps?

When you have the PDF you are able to call, email or cancel online anytime to avoid a charge should you not wish to continue as a member. However, we sometimes recommend that people keep it going, for example, if you are a Buy to Let landlord, keeping it could prove extremely useful.

Once we receive your report we will contact you (when you state) to discuss your mortgage options in more detail. As an expert mortgage broker in Durham, we have in-depth knowledge of mortgage criteria from a large number of mortgage lenders, including specialist ones. From the information in this report, we will know which lender is most suitable for you and your personal situation.