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Individuals aged over 50 often wonder if they can still qualify for a mortgage. As a mortgage broker in Durham, here are the key areas where we can help:
By working with a dedicated mortgage advisor in Durham, you can access expert guidance for your circumstances.
If you’re over 50 and live in Durham, you can explore five primary mortgage options, either individually or jointly:
Our expert mortgage advisor, are here to guide you through these options with expert mortgage advice in Durham tailored to your situation.
The age limit for completing a mortgage typically ranges from 70 to 85 years.
This means individuals over 50 can still access a wide variety of mortgage options, provided they meet the lender’s affordability standards.
As an experienced mortgage broker in Durham, we can guide you through the process and offer tailored mortgage advice in Durham for your unique situation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
Our Customers Love Us
196 5 Star Reviews
Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
We begin with a free initial mortgage appointment in Durham, offering professional guidance to help you navigate your options. Whether you’re considering traditional mortgages, equity release, or other later-life lending solutions, our mortgage advisors in Durham are here to support you.
Later-life lending isn’t always the only option. For clients in Durham, we carefully assess alternatives such as using savings, downsizing, or family financial arrangements. Our mortgage brokers in Durham ensure that you’re aware of all possibilities before making a decision.
We encourage open conversations with family or trusted individuals about your financial choices. Our team of mortgage advisors in Durham can help facilitate discussions to ensure all parties are informed and comfortable with your plans.
If a lifetime mortgage is the most suitable path, we’ll provide a tailored recommendation. As a professional mortgage broker in Durham, our focus is on finding the solution that best supports your financial future.
Book a free initial mortgage appointment in Durham and let us help you explore your options. Whether you’re buying your first home or looking for a specialist mortgage, our mortgage brokers in Durham are here to provide expert guidance.
We search thousands of mortgage products to find the most suitable option for you. With access to a wide panel of lenders, our mortgage advisors in Durham are well-equipped to secure a deal that aligns with your goals.
Our team in Durham is committed to providing outstanding service. We guide you through every step of the process, offering clear and reliable mortgage advice. As a trusted mortgage broker in Durham, we strive to make the journey as stress-free as possible.
We understand how busy life can get, which is why we’re available 7 days a week. Our flexible appointment times mean you can speak with a mortgage advisor in Durham at a time that works best for you.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 22 Reviews
Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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