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A product transfer in Durham allows you to switch to a new mortgage deal with your existing lender, rather than remortgaging with a different provider.
When your current mortgage deal is about to end, your lender may offer a range of new mortgage products to choose from.
This process is often quicker and easier than switching lenders, as it doesn’t typically require affordability checks, legal work, or property valuations.
A product transfer in Durham works by allowing you to move onto a new deal offered by your current lender, ensuring you avoid being placed on their standard variable rate (SVR), which is usually higher.
Your lender will present a selection of new mortgage rates, and you can choose one that suits your financial situation.
Since you are staying with the same lender, the process is usually straightforward, and in many cases, it can be completed in just a few days.
While a product transfer in Durham can be convenient, it’s important to check whether it’s the best financial option for you.
Your lender will only offer their own mortgage products, meaning you might find a more competitive deal by remortgaging with a different provider.
A mortgage broker in Durham like us will compare your lender’s product transfer rates against the wider market to ensure you’re not missing out on a better deal elsewhere.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Andrea McLaren
What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.
20 Mar 2026
Paul PI
UK Moneyman provide an excellent service, in my case with complex conveyancing. Simple upload of documents, excellent comms and friendly. They took time to understand my needs and to explain options and prov8de illustrations of what I was agreeing to. Fee was reasonable and transparent with no hidden traos or surprises. When things were not quite going as expected (loan provider not UK moneyman this was sorted quickly and efficiently. I would thoroughly reccomend them if you are looking for a mortgage, especially if what you need is not quite standard. Warren and Lizzy did the work, thankyou both...
19 Mar 2026
Craig Butler
I had a great experience working with Leo and Jo as my mortgage brokers. As a first-time buyer, the whole process felt quite daunting at the start, but they provided clear and helpful information from day one, which really put me at ease. They were always quick to respond to my emails and kept everything moving smoothly, regularly following up and making sure nothing was missed. A special mention to the moment they called to let me know my mortgage offer had been approved. It made the whole experience feel exciting and personal, rather than just transactional. I’d definitely recommend Leo and Jo to anyone, especially if you’re a first-time buyer looking for guidance and support throughout the process.
18 Mar 2026
Groovy Gazza
Very happy with the service, everything was made so smooth and easy. They were on hand anytime to answer any questions All very fast and efficient would recommend them no problem
15 Mar 2026
Book a free initial consultation to explore your options for a product transfer in Durham.
Our experts will assess your current mortgage and compare available deals.
We review your lender’s product transfer rates and compare them against remortgage deals from other providers.
This ensures you’re making the best financial decision.
Once you’ve chosen the right mortgage deal, we handle the entire process, ensuring everything is completed accurately.
If you’re staying with your current lender, the transfer can be completed quickly and with minimal paperwork.
After your product transfer is finalised, we guide you through the final steps, ensuring a smooth transition onto your new mortgage deal.
Our goal is to make the process hassle-free and ensure you’re on the most suitable mortgage for your needs.
We offer a free, no-obligation appointment to discuss your options for a product transfer in Durham.
Our expert advisors will assess your situation and help you make an informed decision.
We don’t just check your lender’s product transfer rates – we compare thousands of mortgage products to ensure you’re not missing out on a better deal elsewhere.
Our dedicated team provides expert guidance throughout the process, ensuring you understand your options and helping you choose the most suitable mortgage for your circumstances.
We know that finding time to review your mortgage can be difficult, which is why we’re available seven days a week.
Whether you need advice during the day, in the evening, or at the weekend, we’re here to help.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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