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A product transfer in Durham allows you to switch to a new mortgage deal with your existing lender, rather than remortgaging with a different provider.
When your current mortgage deal is about to end, your lender may offer a range of new mortgage products to choose from.
This process is often quicker and easier than switching lenders, as it doesn’t typically require affordability checks, legal work, or property valuations.
A product transfer in Durham works by allowing you to move onto a new deal offered by your current lender, ensuring you avoid being placed on their standard variable rate (SVR), which is usually higher.
Your lender will present a selection of new mortgage rates, and you can choose one that suits your financial situation.
Since you are staying with the same lender, the process is usually straightforward, and in many cases, it can be completed in just a few days.
While a product transfer in Durham can be convenient, it’s important to check whether it’s the best financial option for you.
Your lender will only offer their own mortgage products, meaning you might find a more competitive deal by remortgaging with a different provider.
A mortgage broker in Durham like us will compare your lender’s product transfer rates against the wider market to ensure you’re not missing out on a better deal elsewhere.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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5.00 Rating22 Reviews
Graeme
Malcolm gave excellent advise and helped us through the first time buyer process!
2 months ago
Kayleigh
Very good, very helpful and always on the ball. Answer calls outside of normal working hours which was helpful, sent lots of prompting emails to guide us.
7 months ago
Anonymous
I don't think I've written one of these before so hopefully that will mean some weight gets attached to this. Leo was an outstanding mortgage broker and smoothly secured me an offer of a mortgage, after years of aspiring to buy a house. This was...
11 months ago
Jenni
Malcolm and his team were nothing short if amazing helping guide us through somewhat tricky process of buying our home. They were friendly, patient and efficient and deserve more than a five star rating. Thank you again to Malcolm and his team.
1 year ago
Joanne
Malcom, was professional and helped sercure the best mortagage deal for us. We were apprehensive about using a mortage broker as we had never used this kind of service before, but Malcom and the team made it so easy from start to finish,friendly...
1 year ago
Fiona
Very good service from Dinah. Very helpful and no pressure sales. Felt confident I got the best advice for my circumstances.
1 year ago
Katie
We could not recommend UK money man enough for helping us obtain a mortgage. As first time buyers we went into the process clueless, Malcolm and the team have been absolutely amazing. Their communication and expertise has been second to none. The...
1 year ago
Mr Darren
An amazing service from some amazing people. They where with me from start to finish and the support, guidance and advice they gave me was brilliant. I would happily recomend Durhammoneyman. Thank you to all who where involved in my case.
1 year ago
Anonymous
Great service! Very informative and responsive. Made the process for a first time buyer straight forward and went smoothly
1 year ago
Duncan
Professional all the way. Excellent advice from Wayne followed by excellent administration by Anna to complete the transaction. Would recommend.
2 years ago
Martin
Excellent Staff and Service, I would definitely use them again They were very helpful all through the process of my remortgage providing me with the best deal and assisting with any issues or concerns i had, very prompt on replies to my calls and...
3 years ago
Kayleigh
Joe and Chloe have been so helpful sorting out our remortgage. They did all the hard work. I would highly recommend Durham Money Man to anyone! Fab job guys!
3 years ago
Karen
Was very professional and very helpful.
4 years ago
Anonymous
We are very pleased with the service we received. Everything was very simple and the mortgage brokers done everything for us. The mortgage deal they found was significantly less than any we could find ourselves, so it's worth paying the broker fee...
4 years ago
Niall
Fantastic service! Amazing advice and guidance throughout my mortgage application. Would recommend Durhammoneyman to anyone!
5 years ago
Sarah
Durhammoneyman have been an absolute lifesaver in helping me to get a mortgage. Their support, advice and assistance throughout the process has been above and beyond what I could have expected. Without them I would not have been able to navigate...
5 years ago
Donna
I cannot fault the service I have received from Leo, Wendy and the team. They have made a potentially stressful process very easy, offering support and guidance throughout. I would recommend this team to anyone in need of mortgage advice. Thank...
6 years ago
Sandra
Matt was first of all hugely understanding and quite reassuring in what I knew would prove a difficult task! Under 2 years self employment history, trying to gain a second family home without selling the first and possessing a buy to let which also...
6 years ago
Louis
I had a complex situation and I was nervous about the whole thing. Chris worked his magic and got me a mortgage offer within 2 weeks. I was amazed. Working full time I found the evening appointments terrific.
6 years ago
Michelle
Thank you to Laura and Matt who worked seamlessly to get my remortgage offered. I’m really happy with my new deal, much better rate than what my bank were offering.
6 years ago
Book a free initial consultation to explore your options for a product transfer in Durham.
Our experts will assess your current mortgage and compare available deals.
We review your lender’s product transfer rates and compare them against remortgage deals from other providers.
This ensures you’re making the best financial decision.
Once you’ve chosen the right mortgage deal, we handle the entire process, ensuring everything is completed accurately.
If you’re staying with your current lender, the transfer can be completed quickly and with minimal paperwork.
After your product transfer is finalised, we guide you through the final steps, ensuring a smooth transition onto your new mortgage deal.
Our goal is to make the process hassle-free and ensure you’re on the most suitable mortgage for your needs.
We offer a free, no-obligation appointment to discuss your options for a product transfer in Durham.
Our expert advisors will assess your situation and help you make an informed decision.
We don’t just check your lender’s product transfer rates – we compare thousands of mortgage products to ensure you’re not missing out on a better deal elsewhere.
Our dedicated team provides expert guidance throughout the process, ensuring you understand your options and helping you choose the most suitable mortgage for your circumstances.
We know that finding time to review your mortgage can be difficult, which is why we’re available seven days a week.
Whether you need advice during the day, in the evening, or at the weekend, we’re here to help.
Read our 22 Reviews
Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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