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Whether you are a first time landlord or an experienced property investor with an extensive portfolio, our team of knowledgeable mortgage advisors in Durham is here to provide the guidance and support you need throughout the entire process.
Having assisted numerous landlords, we have gained valuable experience in securing buy to let mortgages. With access to a wide panel of lenders, our team can meticulously search through thousands of buy to let products to identify the most suitable mortgage for you. This tailored approach proves beneficial in helping you achieve your investment purchase goals.
If you are considering purchasing your buy-to-let property through a limited company (Special Purpose Vehicle), our mortgage advice team can leverage their expertise and knowledge to inform you about the available options tailored to your specific situation. We understand the complexities involved and can guide you accordingly.
In addition to offering mortgage advice in Durham for standard residential buy-to-let mortgages, we are also equipped to provide comprehensive information and guidance on specific property types such as HMOs (House of Multiple Occupancy) and holiday lets, if you require assistance in those areas.
However, when it comes to discussing and comparing taxation benefits, it is essential to consult with an expert tax advisor rather than a mortgage advisor in Durham. They specialize in navigating the intricacies of taxation and can provide you with the most accurate and relevant advice tailored to your specific circumstances.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
When it comes to obtaining a mortgage, most lenders typically require a deposit ranging from 20% to 40% of the property value.
However, this requirement can vary based on several factors, including the size of your property portfolio, credit score, and individual circumstances. These variables also influence the maximum amount you can borrow for your mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
189 5 Star Reviews
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Andrea McLaren
What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.
20 Mar 2026
When considering investing in a rental property, it is important to have a clear idea of your investment goals and the type of mortgage that suits your needs.
Your buy to let mortgage advisor in Cardiff can help you determine your realistic investment goals based on your financial situation and market conditions.
They can also explain the differences between interest-only and repayment mortgages, and help you decide which type of mortgage is most suitable to your investment strategy.
When contemplating an investment in a rental property, it is crucial to have a well-defined understanding of your investment objectives and the type of mortgage that aligns with your needs.
Our dedicated buy to let mortgage advisor in Durham is here to assist you in this process. They will work closely with you to assess your financial situation and evaluate the prevailing market conditions, enabling them to help you establish realistic investment goals that are tailored to your specific circumstances.
Furthermore, our advisor will provide comprehensive explanations regarding the differences between interest-only and repayment mortgages. They will guide you in understanding the nuances of each option and assist you in making an informed decision about the type of mortgage that suits your investment strategy.
Once your property purchase offer is accepted, our buy to let mortgage advisor in Durham will proceed to submit your comprehensive mortgage application to the lender.
This application will encompass all the necessary documents, including proof of income and identification. The lender will carefully evaluate your projected rental income to ensure that you can comfortably afford the monthly mortgage payments, as well as any additional expenses such as maintenance and repairs.
This assessment ensures that your financial situation aligns with the requirements for the mortgage, giving you the confidence that you can manage the property effectively.
Once you have successfully obtained your buy to let mortgage and completed the purchase of your rental property, it is crucial to prioritize the maintenance of suitable insurance coverage to safeguard your investment.
One essential insurance option to consider is landlord insurance, which provides protection against potential risks such as loss of rent and property damage.
To ensure you have the most appropriate insurance coverage for your specific needs, our buy to let mortgage advisor in Durham will assist you in finding the right solution.
They possess the knowledge and expertise to guide you through the process, helping you select insurance that adequately protects your investment and aligns with your requirements.
If you are considering the idea of converting your existing property into a buy-to-let investment in Durham before moving to a new home, we highly recommend booking a complimentary mortgage appointment and consulting with a trusted mortgage broker in Durham.
Feel free to explore our genuine customer reviews to understand why numerous landlords turn to Durhammoneyman when seeking buy to let mortgage advice in Durham. Get in touch with us today to schedule your free initial consultation specifically tailored to buy to let mortgages.
As an expert mortgage broker in Durham, we possess comprehensive knowledge and stay updated with the constantly evolving criteria surrounding buy to let mortgages. With years of experience, we have successfully assisted numerous landlords in finding the most suitable mortgage solutions based on their individual circumstances.
We make it a priority to remain up to date and well-informed about the latest buy to let legislation and lending criteria, enabling us to provide transparent and honest mortgage advice in Durham.
Our service ensures that all our customers receive expert support and assistance throughout their entire mortgage journey. We understand that the mortgage process can be challenging and may encounter various hurdles, which is why we offer a helping hand from the very beginning until the end.
Our team is available 7 days a week, ensuring flexibility to accommodate your preferred time. We are committed to overcoming the obstacles that may arise with buy-to-let mortgages, recognizing that some customer journeys may be more complex than others.
As your mortgage broker in Durham, we will stand by your side every step of the way, offering guidance to overcome any challenges and addressing any inquiries you may have.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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