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Our team of experienced mortgage advisor in Durham, is dedicated to assisting you by exploring and clarifying the various schemes available. Before delving into the Help to Buy Schemes, we will conduct research to determine the possibility of you being approved for a standard mortgage with a 5% deposit. We will discuss these options with you extensively, aiming to find the most suitable path forward based on your individual circumstances.
The Help to Buy schemes primarily cater to first-time buyers in Durham who seek additional assistance in taking their first step onto the property ladder. Within the Help to Buy umbrella, there are several schemes that offer different forms of support.
As your expert mortgage broker in Durham , expert advice on Help to Buy mortgages. We have in-depth knowledge of all the available Help to Buy schemes and can guide you through the process.
Discover more about the Help to Buy schemes and the most common Help to Buy mortgage scenarios below. We can provide detailed information and assistance tailored to your specific situation.
Our goal is to ensure that you have the necessary knowledge and support to make the most of the Help to Buy schemes and achieve your homeownership goals in Durham.
Firstly, we need to establish whether you are eligible for the scheme before we begin looking for a suitable mortgage for you.
If you are looking for further information regarding the different schemes available, contact us to speak to one of our expert Mortgage Advisors in Durham today.
As mentioned, you must not own any other property when looking to purchase your new home through a Help to Buy in Durham. Remember, subletting and part-exchange is something that is forbidden.
For more information on the Help to Buy Schemes, check out the Government OwnYourHome website.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating22 Reviews
Graeme
Malcolm gave excellent advise and helped us through the first time buyer process!
5 months ago
Kayleigh
Very good, very helpful and always on the ball. Answer calls outside of normal working hours which was helpful, sent lots of prompting emails to guide us.
9 months ago
Anonymous
I don't think I've written one of these before so hopefully that will mean some weight gets attached to this. Leo was an outstanding mortgage broker and smoothly secured me an offer of a mortgage, after years of aspiring to buy a house. This was...
1 year ago
Jenni
Malcolm and his team were nothing short if amazing helping guide us through somewhat tricky process of buying our home. They were friendly, patient and efficient and deserve more than a five star rating. Thank you again to Malcolm and his team.
1 year ago
Joanne
Malcom, was professional and helped sercure the best mortagage deal for us. We were apprehensive about using a mortage broker as we had never used this kind of service before, but Malcom and the team made it so easy from start to finish,friendly...
1 year ago
Fiona
Very good service from Dinah. Very helpful and no pressure sales. Felt confident I got the best advice for my circumstances.
1 year ago
Katie
We could not recommend UK money man enough for helping us obtain a mortgage. As first time buyers we went into the process clueless, Malcolm and the team have been absolutely amazing. Their communication and expertise has been second to none. The...
1 year ago
Mr Darren
An amazing service from some amazing people. They where with me from start to finish and the support, guidance and advice they gave me was brilliant. I would happily recomend Durhammoneyman. Thank you to all who where involved in my case.
1 year ago
Anonymous
Great service! Very informative and responsive. Made the process for a first time buyer straight forward and went smoothly
2 years ago
Duncan
Professional all the way. Excellent advice from Wayne followed by excellent administration by Anna to complete the transaction. Would recommend.
2 years ago
Martin
Excellent Staff and Service, I would definitely use them again They were very helpful all through the process of my remortgage providing me with the best deal and assisting with any issues or concerns i had, very prompt on replies to my calls and...
4 years ago
Kayleigh
Joe and Chloe have been so helpful sorting out our remortgage. They did all the hard work. I would highly recommend Durham Money Man to anyone! Fab job guys!
4 years ago
Karen
Was very professional and very helpful.
4 years ago
Anonymous
We are very pleased with the service we received. Everything was very simple and the mortgage brokers done everything for us. The mortgage deal they found was significantly less than any we could find ourselves, so it's worth paying the broker fee...
4 years ago
Niall
Fantastic service! Amazing advice and guidance throughout my mortgage application. Would recommend Durhammoneyman to anyone!
5 years ago
Sarah
Durhammoneyman have been an absolute lifesaver in helping me to get a mortgage. Their support, advice and assistance throughout the process has been above and beyond what I could have expected. Without them I would not have been able to navigate...
5 years ago
Donna
I cannot fault the service I have received from Leo, Wendy and the team. They have made a potentially stressful process very easy, offering support and guidance throughout. I would recommend this team to anyone in need of mortgage advice. Thank...
6 years ago
Sandra
Matt was first of all hugely understanding and quite reassuring in what I knew would prove a difficult task! Under 2 years self employment history, trying to gain a second family home without selling the first and possessing a buy to let which also...
6 years ago
Louis
I had a complex situation and I was nervous about the whole thing. Chris worked his magic and got me a mortgage offer within 2 weeks. I was amazed. Working full time I found the evening appointments terrific.
7 years ago
Michelle
Thank you to Laura and Matt who worked seamlessly to get my remortgage offered. I’m really happy with my new deal, much better rate than what my bank were offering.
7 years ago
We recognise the significance of your mortgage as a substantial investment. When you meet with our mortgage advisor in Durham, they will carefully evaluate your income and expenses to assess your eligibility and affordability for Help to Buy Schemes in Durham.
Our dedicated team will conduct a comprehensive search among 1000 mortgage products to identify the one that aligns best with your requirements. Furthermore, we will assist you in obtaining a mortgage agreement in principle, which can bolster your offers for new builds.
Upon acceptance of your offer, we will diligently handle the submission of your complete mortgage application and supporting documents to the lender. Throughout this process, your assigned case manager will provide regular updates on the progress, from the mortgage offer to the completion and beyond.
Our commitment extends beyond securing the most suitable mortgage deal for you. We will offer recommendations for relevant insurance options to safeguard you and your loved ones. Additionally, we will proactively contact you as your mortgage deal approaches its expiration to ensure that you continue to benefit from the most advantageous arrangement available.
With over 20 years of providing reliable mortgage advice in Durham, we have acquired extensive experience in serving diverse customers and possess comprehensive knowledge of various mortgage types.
During your initial free initial mortgage appointment, our dedicated Mortgage Advisor in Durham will meticulously go through the numbers with you, ensuring that you have a clear understanding of your monthly mortgage payments.
In addition to scouring thousands of deals to assist you in finding the right mortgage, our team is ready to provide guidance and direct you to the appropriate resources for surveyors or solicitors. We will work closely with you to determine your specific needs.
Many of our clients are interested in leveraging the benefits of the Help to Buy scheme. When you reach out to our dedicated Mortgage Advisor in Durham, they will be there to offer support and guidance throughout the entire mortgage journey, from start to finish.
Feel free to explore our excellent customer reviews to see how our friendly service has helped numerous individuals navigate the Help to Buy process.
Once you have found a new home that meets the criteria for obtaining a mortgage through the Help to Buy Scheme, our team will assist you in handling the necessary paperwork. Additionally, if required, we can communicate with the home builder or estate agent on your behalf.
As a reputable, fast, and customer-focused Mortgage Broker in Durham, our team is committed to supporting you at every step of your mortgage journey. Contact us today to schedule your free initial mortgage appointment and experience our dedicated service firsthand.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 22 Reviews
Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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