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Our team of experienced mortgage advisor in Durham, is dedicated to assisting you by exploring and clarifying the various schemes available. Before delving into the Help to Buy Schemes, we will conduct research to determine the possibility of you being approved for a standard mortgage with a 5% deposit. We will discuss these options with you extensively, aiming to find the most suitable path forward based on your individual circumstances.
The Help to Buy schemes primarily cater to first-time buyers in Durham who seek additional assistance in taking their first step onto the property ladder. Within the Help to Buy umbrella, there are several schemes that offer different forms of support.
As your expert mortgage broker in Durham , expert advice on Help to Buy mortgages. We have in-depth knowledge of all the available Help to Buy schemes and can guide you through the process.
Discover more about the Help to Buy schemes and the most common Help to Buy mortgage scenarios below. We can provide detailed information and assistance tailored to your specific situation.
Our goal is to ensure that you have the necessary knowledge and support to make the most of the Help to Buy schemes and achieve your homeownership goals in Durham.
Firstly, we need to establish whether you are eligible for the scheme before we begin looking for a suitable mortgage for you.
If you are looking for further information regarding the different schemes available, contact us to speak to one of our expert Mortgage Advisors in Durham today.
As mentioned, you must not own any other property when looking to purchase your new home through a Help to Buy in Durham. Remember, subletting and part-exchange is something that is forbidden.
For more information on the Help to Buy Schemes, check out the Government OwnYourHome website.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
196 5 Star Reviews
Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
We recognise the significance of your mortgage as a substantial investment. When you meet with our mortgage advisor in Durham, they will carefully evaluate your income and expenses to assess your eligibility and affordability for Help to Buy Schemes in Durham.
Our dedicated team will conduct a comprehensive search among 1000 mortgage products to identify the one that aligns best with your requirements. Furthermore, we will assist you in obtaining a mortgage agreement in principle, which can bolster your offers for new builds.
Upon acceptance of your offer, we will diligently handle the submission of your complete mortgage application and supporting documents to the lender. Throughout this process, your assigned case manager will provide regular updates on the progress, from the mortgage offer to the completion and beyond.
Our commitment extends beyond securing the most suitable mortgage deal for you. We will offer recommendations for relevant insurance options to safeguard you and your loved ones. Additionally, we will proactively contact you as your mortgage deal approaches its expiration to ensure that you continue to benefit from the most advantageous arrangement available.
With over 20 years of providing reliable mortgage advice in Durham, we have acquired extensive experience in serving diverse customers and possess comprehensive knowledge of various mortgage types.
During your initial free initial mortgage appointment, our dedicated Mortgage Advisor in Durham will meticulously go through the numbers with you, ensuring that you have a clear understanding of your monthly mortgage payments.
In addition to scouring thousands of deals to assist you in finding the right mortgage, our team is ready to provide guidance and direct you to the appropriate resources for surveyors or solicitors. We will work closely with you to determine your specific needs.
Many of our clients are interested in leveraging the benefits of the Help to Buy scheme. When you reach out to our dedicated Mortgage Advisor in Durham, they will be there to offer support and guidance throughout the entire mortgage journey, from start to finish.
Feel free to explore our excellent customer reviews to see how our friendly service has helped numerous individuals navigate the Help to Buy process.
Once you have found a new home that meets the criteria for obtaining a mortgage through the Help to Buy Scheme, our team will assist you in handling the necessary paperwork. Additionally, if required, we can communicate with the home builder or estate agent on your behalf.
As a reputable, fast, and customer-focused Mortgage Broker in Durham, our team is committed to supporting you at every step of your mortgage journey. Contact us today to schedule your free initial mortgage appointment and experience our dedicated service firsthand.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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