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Help to Buy in Durham
Across All Schemes

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Help to Buy in Durham
Across All Schemes

Discuss your options for a Help to Buy mortgage with an expert mortgage advisor in Durham today.

0191 303 9786

Mortgage advice for Help to Buy in Durham, across all available schemes.

Our team of experienced mortgage advisor in Durham, is dedicated to assisting you by exploring and clarifying the various schemes available. Before delving into the Help to Buy Schemes, we will conduct research to determine the possibility of you being approved for a standard mortgage with a 5% deposit. We will discuss these options with you extensively, aiming to find the most suitable path forward based on your individual circumstances.

The Help to Buy schemes primarily cater to first-time buyers in Durham who seek additional assistance in taking their first step onto the property ladder. Within the Help to Buy umbrella, there are several schemes that offer different forms of support.

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Help to Buy in Durham </br>Across All Schemes

Helping first time buyers onto the property ladder with a Help to Buy in Durham.

As your expert mortgage broker in Durham , expert advice on Help to Buy mortgages. We have in-depth knowledge of all the available Help to Buy schemes and can guide you through the process.

Discover more about the Help to Buy schemes and the most common Help to Buy mortgage scenarios below. We can provide detailed information and assistance tailored to your specific situation.

Our goal is to ensure that you have the necessary knowledge and support to make the most of the Help to Buy schemes and achieve your homeownership goals in Durham.

Can I access a Help to Buy scheme?

Firstly, we need to establish whether you are eligible for the scheme before we begin looking for a suitable mortgage for you.

If you are looking for further information regarding the different schemes available, contact us to speak to one of our expert Mortgage Advisors in Durham today.

As mentioned, you must not own any other property when looking to purchase your new home through a Help to Buy in Durham. Remember, subletting and part-exchange is something that is forbidden.

For more information on the Help to Buy Schemes, check out the Government OwnYourHome website.

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FAQs about Help to Buy in Durham

What schemes can I access with a Help to Buy mortgage?

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With a Help to Buy mortgag, you can access a range of schemes that offer support to homebuyers. These schemes provide various options to assist individuals in their journey to homeownership. It’s recommended to explore the available schemes and speak with a With a mortgage broker in Durham like ourselves to determine the most suitable option for your specific circumstances.

Why would I need help to buy mortgage advice in Durham?

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Here at Durhammoneyman, our team will recommend the mortgage product that best suits your financial and personal situation. We strive to provide an open and honest service and ensure that you go through the process as stress-free and happy as possible.

Contact a mortgage broker in Durham to book yourself in for a free mortgage appointment today.

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Our Simple Step by Step Process

Free 30-Minute Mortgage Appointment

Step 1

We recognise the significance of your mortgage as a substantial investment. When you meet with our mortgage advisor in Durham, they will carefully evaluate your income and expenses to assess your eligibility and affordability for Help to Buy Schemes in Durham.

We Can Search 1000s of Mortgage Deals

Step 2

Our dedicated team will conduct a comprehensive search among 1000 mortgage products to identify the one that aligns best with your requirements. Furthermore, we will assist you in obtaining a mortgage agreement in principle, which can bolster your offers for new builds.

Submit Your Help to Buy Application

Step 3

Upon acceptance of your offer, we will diligently handle the submission of your complete mortgage application and supporting documents to the lender. Throughout this process, your assigned case manager will provide regular updates on the progress, from the mortgage offer to the completion and beyond.

Protecting You and Your Mortgage

Step 4

Our commitment extends beyond securing the most suitable mortgage deal for you. We will offer recommendations for relevant insurance options to safeguard you and your loved ones. Additionally, we will proactively contact you as your mortgage deal approaches its expiration to ensure that you continue to benefit from the most advantageous arrangement available.

Reasons to Choose us

Free Mortgage Appointment

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With over 20 years of providing reliable mortgage advice in Durham, we have acquired extensive experience in serving diverse customers and possess comprehensive knowledge of various mortgage types.

During your initial free mortgage appointment, our dedicated Mortgage Advisor in Durham will meticulously go through the numbers with you, ensuring that you have a clear understanding of your monthly mortgage payments.

1000's of Deals

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In addition to scouring thousands of deals to assist you in finding the right mortgage, our team is ready to provide guidance and direct you to the appropriate resources for surveyors or solicitors. We will work closely with you to determine your specific needs.

Our Service

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Many of our clients are interested in leveraging the benefits of the Help to Buy scheme. When you reach out to our dedicated Mortgage Advisor in Durham, they will be there to offer support and guidance throughout the entire mortgage journey, from start to finish.

Feel free to explore our excellent customer reviews to see how our friendly service has helped numerous individuals navigate the Help to Buy process.

7 Days a Week

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Once you have found a new home that meets the criteria for obtaining a mortgage through the Help to Buy Scheme, our team will assist you in handling the necessary paperwork. Additionally, if required, we can communicate with the home builder or estate agent on your behalf.

As a reputable, fast, and customer-focused Mortgage Broker in Durham, our team is committed to supporting you at every step of your mortgage journey. Contact us today to schedule your free mortgage appointment and experience our dedicated service firsthand.

Malcolm and Amy Davidson - Mortgage Advice in Durham

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Different Types of Help to Buy Scenarios in Durham

How long does the

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During your complimentary initial mortgage consultation, we aim to provide a thorough discussion lasting approximately 30 minutes. Our mortgage advisors in Durham possess the capability to secure an agreement in principle for you within 24 hours. However, please note that the timeframe for receiving a formal mortgage offer can vary and may take several weeks, depending on individual circumstances.

How much deposit do I need for a help to buy mortgage?

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The deposit requirement can sometimes be as low as 5%, depending on the specific scheme. However, it’s important to note that different lenders may have varying deposit requirements and additional eligibility criteria. To obtain precise and detailed information tailored to your unique circumstances, it is highly recommended to consult with a mortgage advisor in Durham. They will provide accurate guidance based on your specific situation.

Mortgage Guides & Durhammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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