Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
As a transparent and trustworthy mortgage broker in Durham, we understand the challenges faced by self employed applicants when applying for a mortgage.
Self-employed individuals often encounter difficulties in meeting mortgage lender criteria or providing proof of income, making the process more challenging compared to regular employed applicants.
While it would be ideal for everyone to have equal opportunities for obtaining a mortgage, it is understandable why mortgage lenders impose additional requirements on self employed individuals. Lenders need assurance that self employed applicants can consistently make their monthly mortgage payments.
Our mortgage advisors in Durham are committed to providing fast and friendly service, always ready to assess your case and find a suitable mortgage product tailored to self employed individuals in Durham.
Throughout the mortgage process, we will keep you well-informed and supported, offering clear and concise guidance. We understand the unique challenges faced by self-employed applicants and will leverage your income and years of accounts to support your application.
As a mortgage broker in Durham specialising in self employed mortgage advice, we have access to a wide range of competitive and niche mortgage products specifically designed for self employed applicants. Once we identify the most suitable deal for you and you are satisfied with it, we will proceed with preparing your mortgage application.
Our mortgage advisors in Durham are available throughout the week, offering appointments from early morning until late evening, ensuring convenience for our customers. Book a free initial mortgage appointment with us, and we will assess how we can assist you.
To apply for a mortgage in Durham, most lenders typically require self employed individuals to have a minimum of two years of self-employment history. However, there are some mortgage lenders who may accept one year of history.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
186 5 Star Reviews
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Andrea McLaren
What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.
20 Mar 2026
Paul PI
UK Moneyman provide an excellent service, in my case with complex conveyancing. Simple upload of documents, excellent comms and friendly. They took time to understand my needs and to explain options and prov8de illustrations of what I was agreeing to. Fee was reasonable and transparent with no hidden traos or surprises. When things were not quite going as expected (loan provider not UK moneyman this was sorted quickly and efficiently. I would thoroughly reccomend them if you are looking for a mortgage, especially if what you need is not quite standard. Warren and Lizzy did the work, thankyou both...
19 Mar 2026
Craig Butler
I had a great experience working with Leo and Jo as my mortgage brokers. As a first-time buyer, the whole process felt quite daunting at the start, but they provided clear and helpful information from day one, which really put me at ease. They were always quick to respond to my emails and kept everything moving smoothly, regularly following up and making sure nothing was missed. A special mention to the moment they called to let me know my mortgage offer had been approved. It made the whole experience feel exciting and personal, rather than just transactional. I’d definitely recommend Leo and Jo to anyone, especially if you’re a first-time buyer looking for guidance and support throughout the process.
18 Mar 2026
Groovy Gazza
Very happy with the service, everything was made so smooth and easy. They were on hand anytime to answer any questions All very fast and efficient would recommend them no problem
15 Mar 2026
Engage in a thorough discussion about your situation and mortgage objectives with a dedicated mortgage advisor in Durham.
During this appointment, your advisor will carefully review your tax year overview and tax calculations to determine your maximum affordability.
Our experienced team will meticulously search through a vast array of mortgage products to find the most suitable deal tailored to your specific circumstances.
Once we have identified the ideal mortgage product, we will obtain a mortgage agreement in principle, which serves as valuable support for any purchase offers you wish to make.
Upon acceptance of your purchase offer, your mortgage advisor in Durham will promptly submit your complete mortgage application and all the necessary supporting documents to your chosen lender.
Throughout the process, you will be assigned a dedicated case manager who will provide regular updates and ensure you are well-informed until you receive the official mortgage offer and successfully complete your property purchase.
Our commitment extends beyond securing the most suitable mortgage deal for you. We will also offer valuable recommendations for relevant insurance policies to provide comprehensive protection.
Furthermore, we will proactively reach out to you when the renewal date of your mortgage approaches, ensuring that you always have the advantage of being on the most favorable deal available.
Easily schedule a free initial mortgage appointment by filling out our convenient ‘Book Online’ form. We make it simple for you to access self-employed mortgage advice in Durham.
Mortgage lending criteria can vary significantly among different lenders, particularly when it comes to matching self employed mortgage applicants.
Our dedicated team of transparent and trustworthy mortgage advisors in Durham is committed to working diligently and confidently to ensure we find the most suitable mortgage product that aligns with your specific needs. Our goal is to provide an accurate recommendation from the very beginning.
What sets us apart from other mortgage advisors in Durham is our unwavering commitment to prioritising our customers. Your best interests are at the core of our service, as we tailor our approach to meet your unique requirements.
Over the years, as an experienced mortgage broker in Durham, we have gained extensive knowledge and expertise in assisting self employed mortgage applicants from diverse backgrounds, helping them achieve mortgage success.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 22 Reviews
Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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