We’ll be With you Every Step of the way!
Are you looking to get onto the property ladder? If so, we want to assist you along your journey from start to finish. Some people say the home buying process is daunting, but rest assured it doesn’t have to be. Our team is here to take away as much stress as possible and put your mind at ease. We offer amazing support when you need mortgage advice in Durham.
As a mortgage broker in Durham, we have helped many homeowners achieve their mortgage goals. It’s not just about finding you a mortgage; it’s about being there for you right through the entire process and answering any questions you have.
If you are looking for first time buyer mortgage advice in Durham, you must know that you’re in safe hands with us.
Am I eligible for a mortgage?
It’s always beneficial to speak with a mortgage advisor in Durham; they have knowledge of lender’s different criteria and can assess your income, expenditure, and credit history to recommend you the most suitable deal for your circumstances.
How much can I borrow?
That depends on the lender; they need to measure your affordability for a mortgage first. This includes assessing your annual salary and any outgoings you have, as well as looking at your credit history to make sure that you are sensible with managing your finances. All of this factors in how much you are allowed to borrow.
That said, your deposit has a substantial impact on the mortgages that are available to you.
Help to buy mortgages for first time buyers in Durham?
The good news is that if you need that extra boost, there are various government schemes available to help first time buyers in Durham get themselves onto the property ladder, including, Help to Buy Equity Loan, Lifetime ISA and the Right to Buy Scheme.
You can find further information on these schemes by checking out our service pages on our website. Our mortgage advisors in Durham are accustomed to all the current government schemes available and are happy to answer any questions you may have regarding these.
How does it work?Get a quote nowMeet your advisor