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First Time Buyer Mortgage Advice in Durham

Speak with a mortgage advisor
7 days a week, 8am - 10pm

0191 303 9786 Speak to an Advisor
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First Time Buyer Mortgage Advice in Durham

Discover your borrowing potential and move closer to securing your dream home as a first time buyer in Durham.

0191 303 9786

Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What are you looking to achieve?

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

How long have you been self employed?

What are you looking to achieve?

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Looking at Getting a First Time Buyer Mortgage in Durham?

Are you a first time buyer in Durham? If you are, we will aim to help you be on your way to getting the keys to your first property. Most first time buyers in Durham may feel a little overwhelmed and nervous about the home buying process and it is perfectly acceptable why.

Rest assured, our mortgage advisor in Durham, are here to put your mind at ease and reduce your stress as much as we can.

First Time Buyer Mortgage Advice in Durham

We will be With you Throughout the Whole Process!

As an open & honest mortgage broker in Durham, we have helped many first time buyers in Durham achieve their mortgage goals. Our service goes beyond just finding you the most suitable first time buyer mortgage.

Your dedicated mortgage advisor in Durham will be by your side throughout the process, answering any questions or concerns.

Are there ways to help me get onto the property ladder in Durham?

Currently, there are a selection of very helpful government own your home schemes designed to help first time buyers in Durham onto the property ladder.

For more information on these schemes, you can either navigate to our website’s guides section or visit the government Own Your Home website.

Our team of fast & friendly mortgage advisors in Durham are familiar with all the various government schemes that are currently available and will be able to help answer any questions you may have regarding any of these.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

FAQ's From First Time Buyers in Durham

Our Customers Love Us

Reviews Stars5.00 Rating22 Reviews

Our Simple Mortgage Process

Free Initial Mortgage Appointment

Free Initial Mortgage Appointment

Step 1

To ensure you make informed decisions about your financial situation, it’s crucial to consult with a professional mortgage advisor in Durham.

When you arrange a complimentary free initial mortgage appointment, our dedicated mortgage advisor in Durham will assess your income and expenses.

This evaluation will determine the maximum loan amount available to you as a first-time buyer in Durham.

Reach out to us now to schedule your free initial mortgage appointment, and we’ll be delighted to assist you in achieving your mortgage goals.

We Can Search 1000s of Mortgage Deals

We Can Search 1000s of Mortgage Deals

Step 2

At Durhammoneyman, we have a skilled team that has access to a wide range of lenders offering specialised products tailored specifically for first time buyers in Durham.

These offerings can pave the way for your journey toward homeownership.

After your free initial consultation, we’ll promptly secure your mortgage agreement in principle, usually within 24 hours.

This agreement in principle serves as proof to sellers that you’re genuinely committed to moving forward.

Submit Your Mortgage Application

Submit Your Mortgage Application

Step 3

Once your property offer is approved, your dedicated mortgage advisor in Durham will handle the submission of your mortgage application and assist in obtaining any additional documentation required by the lender.

Throughout the mortgage process, your case manager will keep you informed, and we’ll provide support in obtaining the keys to your new home.

Protecting You and Your Mortgage

Protecting You and Your Mortgage

Step 4

In addition to finding the most suitable mortgage deal for first time buyers in Durham, our team will also assist you in obtaining insurance coverage to ensure financial protection for yourself and your loved ones.

Having insurance while obtaining a mortgage acts as a safety net in unforeseen circumstances such as death, disability, or job loss.

Insurance products that cover mortgage payments relieve the borrower’s family from the responsibility of repaying the mortgage.

Why choose us for mortgage advice in Durham?

Free Initial Mortgage Appointment

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Contact us now to book your free initial mortgage appointment, and we look forward to helping you with your mortgage dreams.

As an open & honest mortgage broker in Durham, we aim to reduce as much stress as possible. Your dedicated mortgage case manager will keep you informed at every turn, making sure you always understand what’s going on, jargon free.

1000s of Deals

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We are able to search through thousands of first time buyer mortgages in Durham to find you the most suitable deal for your personal and financial circumstances. It is about more than simply finding you the most suitable mortgage. We’ll be there throughout the process, until you get the keys and beyond! Ready to answer any questions that you may have along the journey.

Our Service

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We have a fantastic team of expert mortgage advisors in Durham, each who have helped many first time buyers in Durham to get onto the property ladder in Durham.

If you are concerned that your situation is complex, you can rest assured knowing that we have over 20 years of experience offering mortgage advice in Durham. The likelihood of us coming across a situation we have never seen before, is very unlikely.

7 days a Week

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Our mortgage advisor in Durham will work 7 days a week from the beginning of the day to the end, making sure we are available at a time that suits you. All our customers will benefit from receiving a free initial mortgage appointment, which is usually made by phone or via a video call.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of First Time Buyer Mortgages in Durham

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Common First Time Buyer Mortgage Scenarios

Our Mortgage Guides

Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Durhammoneyman 2025.

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