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Remortgage Advice in Durham

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Let us Find you the Perfect Remortgage!


Compare your existing lender to what’s available elsewhere – we’ll tell you which option is best for you!


Why seek Remortgage Advice? There are some incredibly competitive remortgage products available and it is our job to find the best one for you.


Whether you are looking to remortgage for a new fixed-rate, for a remortgage to go through quickly, are having problems with a current remortgage application, are looking to save money, consolidate loans/credit cards, raise money from your property or just want remortgage quotations, we will do our best to help.


How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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As an Experienced Mortgage Broker in Durham

New mortgage market review regulations make it far more difficult for existing customers looking to remortgage without the help of a Mortgage Broker in Durham.


  • Are you wanting to shop around for a more competitive mortgage product?
  • Are you looking to raise money when you remortgage and/or secure a new deal?
  • Consolidating debts
  • Have your work arrangements or circumstances changed?
  • Turned away by your existing lender/bank?
  • Stuck on a standard variable rate and been told you can’t afford a cheaper mortgage?
  • Do you want to add or remove a name from an existing mortgage?
  • Are you wanting to remortgage your current property on to a buy to let?
  • Do you have an unusual situation and are wanting to discuss your remortgage options?



You should think carefully before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments.


Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.



Circumstances, such as income, marital status, and employment type may have changed since your original mortgage and these will need taking into account.


Contact us today to book your free remortgage consultation in Durham & see how we can help you.

Free Remortgage Consultation

We offer all our customers a free remortgage consultation. We understand the busy lifestyles of today that is why our free remortgage consultations with your Mortgage Advisor in Durham are available daytimes, evenings or weekends.


Our Mortgage Advisors in Durham have a wealth of knowledge when it comes to helping customers Remortgage. Whether you are looking to release equity or secure a better rate, we are ready to help you find the perfect Remortgage deal.


Always remember that as a Mortgage Broker in Durham, we are here to help you. Friendly, helpful and patient, whatever questions you may have with regard to your remortgage, these will be answered by our expert team.


We want you to feel happy and relaxed throughout the whole process.  Check out our feedback to see what others have said about our amazing customer service!


As your Mortgage Advisor in Durham, we are here to help you.  Get in touch with us today and make a date for your free mortgage consultation.

Reviews Stars5.00 Rating13 Reviews

Common mortgage

Firstly, we will get you to fill out our Fact Find to learn a little more about your mortgage situation. Then we will get you booked in for your free mortgage consultation to learn even more about your mortgage needs. After your consultation, we will arrange a mortgage Agreement in Principle for you within 24-hours.

Then it’s over to you to find your dream home and make an offer. Once you’re ready to proceed and you’re happy to take up the mortgage product that we’ve recommended, we can get your mortgage application prepared!

You will need to provide a variety of documents to support your mortgage application. You’ll be asked to hand in your photographic ID, bank statements, latest P60 and a couple more things.

If you’re Self Employed, you may need to provide 2 years of accounts’.

If you’ve suffered from bad credit in the past, you may be required to put down a higher deposit than usual. This could be somewhere between 10%-15% of the property’s purchase price.

The fees involved with Remortgaging are similar to the ones involved when you started your current mortgage. There will be various different fees that you’ll need to consider when remortgaging, your Remortgage Advisor in Durham will run through these with you.

There a various reasons why someone may want a second mortgage. People may want to consolidate their debts into their mortgage, want to improve their home or journey into the world of Buy to Lets. Whatever your reason is for wanting a second a mortgage, you should get in touch with a Mortgage Broker in Durham like us.

Your free Remortgage consultation will roughly last 30 mins. During which, you’ll speak to a Remortgage Advisor in Durham and get a bigger picture of the remortgage process. They will ask you some questions to find out your remortgage needs and what your personal and financial situation is like.

After your consultation, they will search for the perfect remortgage deal for you. If they cannot find a better product, they will be open and honest with you and suggest that you stick to the same rate.

You can remortgage to consolidate debts into your mortgage if you have accumulated unsecured debts. However, this can increase your total mortgage amount as well as your mortgage payments each month, so you will have to make sure that you can afford to choose this option.

Consolidating debts into your mortgage can be an extremely specialist subject that could require help from an expert like ourselves. Get in touch for a free mortgage consultation.

Once you complete your fixed-mortgage term, you will fall straight onto your lender’s standard variable rate of interest (SVR). This rate is likely to come with a higher rate of interest than your current product, this is because lenders track the Bank of Englands rate plus their own percentage.

To avoid ending up on their SVR, you should think about remortgaging. Remortgaging could allow you to access a much better mortgage product with a competitive rate. We will consider your current product before recommending you a new remortgage deal.

We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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Durhammoneyman.com & Durhammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR

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