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Remortgage Advice in Durham

Get Your Free Remortgage Consultation 7 Days a Week

0191 303 9786

Let us Find you the Perfect Remortgage!

 

Compare your existing lender to what’s available elsewhere – we’ll tell you which option is best for you!

 

Why seek Remortgage Advice? There are some incredibly competitive remortgage products available and it is our job to find the best one for you.

 

Whether you are looking to remortgage for a new fixed-rate, save money, consolidate loans/credit cards, or to raise money from your property, we will do our best to help.

 

Whether you are looking for a remortgage to go through quickly, having problems with a current remortgage application or just want remortgage quotations to consider your options – Regardless of the situation, we’ll be happy to try and help!

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 007

As an Experienced Mortgage Broker in Durham

New mortgage market review regulations make it far more difficult for existing customers looking to remortgage without the help of a Mortgage Broker in Durham.

 

  • Are you wanting to shop around for a more competitive mortgage product?
  • Are you looking to raise money when you remortgage and/or secure a new deal?
  • Consolidating debts
  • Have your work arrangements or circumstances changed?
  • Turned away by your existing lender/bank?
  • Stuck on a standard variable rate and been told you can’t afford a cheaper mortgage?
  • Do you want to add or remove a name from an existing mortgage?
  • Are you wanting to remortgage your current property on to a buy to let?
  • Do you have an unusual situation and are wanting to discuss your remortgage options?

 

Circumstances, such as income, marital status, and employment type may have changed since your original mortgage and these will need taking into account.

 

Contact us today to book your free remortgage consultation in Durham & see how we can help you.

Free Remortgage Consultation

We offer all our customers a free remortgage consultation. We understand the busy lifestyles of today that is why our free remortgage consultations with your Mortgage Advisor in Durham are available daytimes, evenings or weekends.

 

Our Mortgage Advisors in Durham have a wealth of knowledge when it comes to helping customers Remortgage. Whether you are looking to release equity or secure a better rate, we are ready to help you find the perfect Remortgage deal.

 

Always remember that as a Mortgage Broker in Durham, we are here to help you. Friendly, helpful and patient, whatever questions you may have with regard to your remortgage, these will be answered by our expert team.

 

We want you to feel happy and relaxed throughout the whole process.  Check out our feedback at Reviews.co.uk to see what others have said about our amazing customer service!

 

As your Mortgage Advisor in Durham, we are here to help you.  Get in touch with us today and make a date for your free mortgage consultation.

What our customers say

Common mortgage
questions

Your chances of saving money go up if you are on your lenders SVR (Standard Variable Rate of Interest). We will compare the new products available against your current mortgage deal, in order to work out these savings for you. If you have equity in your property, a remortgage would also allow you to release some of this money if required. Usually, this is used for things like home improvements.

You can remortgage and increase the size of your mortgage to pay off any unsecured debts you may have. Please do not rush into this though as there are some downsides. We recommend that customers always seek Mortgage Advice in Durham before consolidating debts!

Your initial free remortgage consultation in Durham will last around 1 hour. We will then compare a new deal vs your current product and recommend the most appropriate one, with no obligation to you. You can then decide whether you wish to go ahead with the mortgage, or take a step back.

The fees will be similar to the ones involved when you started your current mortgage. However, your dedicated Mortgage Advisor in Durham will run through all of the fees with you. Taking these into consideration when comparing the savings of the new deal vs your current mortgage.

As your mortgage broker in Durham, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let in Durham.

If you have had credit problems you can still get a mortgage but you may possibly be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

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We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action for Remortgaging.

Step 2

We will search and compare 1000s of products to find you the best deal!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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Durhammoneyman.com & Durhammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

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