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The Right to Buy Scheme offers eligible tenants the opportunity to purchase their council property at a partial discount.
To qualify for the scheme, certain criteria must be met, such as renting from the local council or housing association for a minimum of 3 years and being a secure tenant of council property.
The requirement of renting for 3 years does not necessarily have to be continuous, but it varies depending on individual circumstances.
Seeking mortgage advice in Durham can be beneficial to helping you obtain a mortgage.
For the latest information on the rules and regulations associated with the Right to Buy Scheme, visit the government Own Your Home website.
When utilising the Right to Buy Scheme, the property is initially valued at its full market price, and the government discount is applied before the purchase is finalized.
By having one of our skilled mortgage advisors in Durham assist you, you can gain the necessary knowledge and expert mortgage mortgage advice in Durham.
This support will help you take a significant step towards achieving your goal of owning a home.
The Right to Buy scheme remains accessible to prospective homebuyers, but it has undergone several changes over the years.
It is crucial to confirm your eligibility within your specific local authority area before initiating a Right to Buy mortgage application in Durham.
As a mortgage broker in Durham, we have the expertise to guide you through the entire Right to Buy process.
We can offer assistance to ensure that you meet all the necessary requirements of the scheme and increase your chances of obtaining lender approval.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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196 5 Star Reviews
Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Take the opportunity to discuss your current situation and goals with a knowledgeable mortgage advisor in Durham.
During this appointment, your advisor will gather information about your income and expenses to assess your affordability.
If you meet the requirements for the Right to Buy scheme, your mortgage advisor in Durham will assist you with the application process.
Once you have submitted your Right to Buy application, the next step is to await an offer.
Upon receiving an offer to purchase your Right to Buy property, your mortgage advisor in Durham will help you find a suitable mortgage product for your new home.
Once a product that meets your satisfaction is found, we can proceed with submitting your mortgage application.
Throughout the process, a dedicated case manager will keep you informed at every step, all the way until you receive your formal mortgage offer and complete your Right to Buy purchase.
Our service goes beyond securing you the most suitable mortgage deal; we will also provide recommendations for relevant insurances to ensure the protection of you and your family.
Additionally, we will proactively contact you when your mortgage is due for renewal to ensure that you always have the most suitable deal.
We are committed to supporting you throughout your mortgage journey, from the initial call to the completion of the process.
Your dedicated mortgage advisor in Durham will be available to address any inquiries you may have.
Choosing a mortgage broker in Durham offers a significant advantage over approaching a bank or building society, as we have access to a vast selection of mortgage deals suitable for various customer circumstances.
Moreover, we can assist you in finding conveyancing solicitors and provide advice on the most suitable survey options for your needs.
As a trusted mortgage broker in Durham, our goal is to assist individuals who reach out to us, including those interested in utilising the Right to Buy Scheme, by offering expert mortgage advice specific to Durham.
We recognize that the Right to Buy process can encounter challenges along the way. Therefore, we are dedicated to overcoming any obstacles we encounter.
Our team is available seven days a week, with extended hours, ensuring that we can provide mortgage advice in Durham at your convenience.
We encourage you to read our genuine customer reviews, as your satisfaction and the quality of service you receive are of utmost importance to us.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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