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Yes, obtaining a mortgage when you’re over 60 in Durham is certainly possible.
Lenders now offer tailored products for borrowers in later life, factoring in retirement income and offering flexible repayment options.
Whether you wish to remortgage, release equity, or purchase a property, a knowledgeable mortgage advisor in Durham can guide you through the process.
With personalised mortgage advice in Durham, you’ll find the right solution for your financial and property goals.
For those over 60, mortgage choices can include traditional repayment mortgages, interest-only options, and specialist products like retirement interest-only (RIO) mortgages.
Equity release products, such as lifetime mortgages, may also be suitable for homeowners who wish to access funds tied up in their property.
Each of these options is tailored to provide financial flexibility and security, allowing you to choose the solution that best matches your future plans.
Speaking with a trusted mortgage broker in Durham, you’ll gain access to products suited to your financial goals.
For those over 60 in Durham, seeking expert mortgage advice is a key step in achieving your property goals.
Our mortgage advisors in Durham specialise in helping older borrowers navigate their options, understand lender criteria, and find products tailored to their needs.
Whether it’s securing a competitive interest rate or ensuring repayment terms are manageable, we’re here to make the process stress-free.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £1295.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
Our Customers Love Us
201 5 Star Reviews
s money
Big shoutout to George for his exceptional advise on going forward with my self employed mortgage. I would definitely recommend.👍🏻
17 Aug 2026
Jodie Wright
We honestly couldn’t recommend our mortgage advisor Conor enough. Ukmoneyman have helped us every step of the way when buying our first home and have recently helped us with our remortgage too. Both times they made everything so easy to understand, kept us updated throughout, and were always there to answer any questions. We really appreciate all the help and support we’ve received and wouldn’t hesitate to use them again. Thank you so much!
6 Aug 2026
John Henderson
From the start of our equity release process the service from uk moneyman has been of the highest quality. Speaking to their members of staff on the phone or video calls were superb made to feel at ease and with content of the process made so easy to understand. Thanks again everything now completed without a hitch.
30 Jul 2026
Emma
As first-time buyers, we couldn't have asked for a better mortgage broker than UK Moneyman. Stacey, Matt, Tom and the whole team were incredibly helpful throughout the process. They gave us lots of different options and explained everything clearly, which really helped us understand and navigate what can feel like a very daunting process. They were always available to answer our questions, responded quickly, and kept us updated every step of the way. Thanks to their support, we've now received our mortgage offer and are looking forward to owning our first home. We would highly recommend UK Moneyman to anyone, especially first-time buyers!
26 Jul 2026
Becci
My mortgage application wasn’t a simple one but Ami was amazing. Always at the end of the phone keeping me updated on any little progress and got me the offer I needed!! With the help from Lizzi I am now just waiting for completion date!! Couldn’t have done this without them!
22 Jul 2026
Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
Take the first step in your mortgage journey with a free initial appointment tailored to your needs. This is an opportunity to talk about your goals, explore your financial situation, and ask any questions. Our team ensures you feel at ease throughout.
Exploring alternatives is an essential part of our process. We’ll help you assess options like downsizing or adjusting existing financial arrangements, ensuring you’ve considered every possibility before deciding on later-life lending.
Involving your family or trusted advisors is always encouraged. Their support can help you feel more confident in your decision. Whether they have questions or simply want to learn more, we’re happy to offer resources or include them in discussions.
After evaluating all options, we’ll present a tailored lifetime mortgage recommendation based on your circumstances and long-term plans. With full transparency, we’ll guide you through every step, helping you feel secure in your decision.
We start with a free, no-obligation appointment, giving you the chance to discuss your needs with a dedicated mortgage advisor in Durham. During this session, we’ll learn more about your financial goals and provide clear advice on the options available to you. It’s a straightforward, pressure-free way to begin your journey with support from an expert.
With access to thousands of mortgage deals from a wide range of lenders, we work hard to find the right option for you. As an experienced mortgage broker in Durham, we compare the market to secure a competitive deal tailored to your circumstances. Whether you’re remortgaging, buying a new property, or exploring later-life lending, we handle the search so you can focus on your plans.
Our mortgage advice in Durham is built around your needs. From your first appointment to securing the perfect deal, we’ll guide you every step of the way. As a trusted mortgage broker in Durham, our priority is to simplify the process, saving you time and ensuring you feel supported throughout.
We know life doesn’t always fit into the typical Monday-to-Friday schedule. That’s why our mortgage advisors in Durham are available seven days a week, offering flexibility to speak at a time that suits you. Whether it’s an evening call or a weekend appointment, our team is here to help when you need us most.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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