Speak to an Advisor 7 days, 8am - 10pm

Mortgage for Over 60s in Durham

Being over the age of 60 doesn’t stop you getting a mortgage!

Book Your Free Initial Mortgage Appointment
8am - 10pm, 7 Days a Week

0191 303 9786 Speak to an Advisor
Reviews IO Logo

Read our 22 Reviews

Reviews Logo

Mortgage for Over 60s in Durham

Explore your options with various mortgages for over 60s.

0191 303 9786

What would you like help with today?

UK residents only.

Do you live in the property?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Please tell us more about what you are looking to achieve

Please provide as much detail as possible below

Are you an existing buy to let property owner?

Where are you in the property purchase journey right now?

Do you have at least a 25% deposit available?

Will the property be bought through a limited company?

Is the limited company already set up?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation

This will help us provide you with the most suitable insurance advice.

How can we help?

Tell us a bit about your situation and what you’d like help with.

What best describes the property?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Where are you in the property purchase journey right now?

How would you describe your credit history?

Do you have at least a 15% deposit?

What best describes your current employment status?

How long have you been self-employed?

Which age bracket does the youngest applicant fall into?

Please provide your contact details below

Once your details have been submitted, a member of our team will give you a callback as soon as possible.

Let's arrange your mortgage callback

Enter your contact details below and you'll be taken to our booking page, where you can select a date and time for a call with a mortgage advisor.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

Congratulations! You qualify for an equity release appointment.

Please fill out your details below and we will show you the Calendly booking widget.

Congratulations! You qualify for a life insurance appointment.

Please fill out your details below and we will show you the Calendly booking widget.

Thank you for your enquiry

We will be in touch soon.

Can I get a mortgage if I'm over 60 in Durham?

Yes, obtaining a mortgage when you’re over 60 in Durham is certainly possible.

Lenders now offer tailored products for borrowers in later life, factoring in retirement income and offering flexible repayment options.

Whether you wish to remortgage, release equity, or purchase a property, a knowledgeable mortgage advisor in Durham can guide you through the process.

With personalised mortgage advice in Durham, you’ll find the right solution for your financial and property goals.

Mortgage for Over 60s in Durham

Age 60+ Mortgage Options in Durham

For those over 60, mortgage choices can include traditional repayment mortgages, interest-only options, and specialist products like retirement interest-only (RIO) mortgages.

Equity release products, such as lifetime mortgages, may also be suitable for homeowners who wish to access funds tied up in their property.

Each of these options is tailored to provide financial flexibility and security, allowing you to choose the solution that best matches your future plans.

Speaking with a trusted mortgage broker in Durham, you’ll gain access to products suited to your financial goals.

Why do I need over 60 mortgage advice in Durham?

For those over 60 in Durham, seeking expert mortgage advice is a key step in achieving your property goals.

Our mortgage advisors in Durham specialise in helping older borrowers navigate their options, understand lender criteria, and find products tailored to their needs.

Whether it’s securing a competitive interest rate or ensuring repayment terms are manageable, we’re here to make the process stress-free.

Speak to an Advisor

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.

You should always think carefully before securing a loan against your property.

A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.

Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.

Mortgages For Over 60s FAQs

Our Customers Love Us

Reviews Stars5.00 Rating22 Reviews

Our Simple Mortgage Process

Free Initial Mortgage Appointment

Free Initial Mortgage Appointment

Step 1

Take the first step in your mortgage journey with a free initial appointment tailored to your needs. This is an opportunity to talk about your goals, explore your financial situation, and ask any questions. Our team ensures you feel at ease throughout.

Alternatives to Later Life Lending

Alternatives to Later Life Lending

Step 2

Exploring alternatives is an essential part of our process. We’ll help you assess options like downsizing or adjusting existing financial arrangements, ensuring you’ve considered every possibility before deciding on later-life lending.

Discuss With Family / Trusted Parties

Discuss With Family / Trusted Parties

Step 3

Involving your family or trusted advisors is always encouraged. Their support can help you feel more confident in your decision. Whether they have questions or simply want to learn more, we’re happy to offer resources or include them in discussions.

Tailored Lifetime Mortgage Recommendation

Tailored Lifetime Mortgage Recommendation

Step 4

After evaluating all options, we’ll present a tailored lifetime mortgage recommendation based on your circumstances and long-term plans. With full transparency, we’ll guide you through every step, helping you feel secure in your decision.

Reason to Choose us

Free Initial Mortgage Appointment

Accorion Arrow

We start with a free, no-obligation appointment, giving you the chance to discuss your needs with a dedicated mortgage advisor in Durham. During this session, we’ll learn more about your financial goals and provide clear advice on the options available to you. It’s a straightforward, pressure-free way to begin your journey with support from an expert.

Search 1000s of Deals

Accorion Arrow

With access to thousands of mortgage deals from a wide range of lenders, we work hard to find the right option for you. As an experienced mortgage broker in Durham, we compare the market to secure a competitive deal tailored to your circumstances. Whether you’re remortgaging, buying a new property, or exploring later-life lending, we handle the search so you can focus on your plans.

Our Service

Accorion Arrow

Our mortgage advice in Durham is built around your needs. From your first appointment to securing the perfect deal, we’ll guide you every step of the way. As a trusted mortgage broker in Durham, our priority is to simplify the process, saving you time and ensuring you feel supported throughout.

7 days a Week

Accorion Arrow

We know life doesn’t always fit into the typical Monday-to-Friday schedule. That’s why our mortgage advisors in Durham are available seven days a week, offering flexibility to speak at a time that suits you. Whether it’s an evening call or a weekend appointment, our team is here to help when you need us most.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of Mortgage Deals in Durham

More2Life Logo
LV Logo
Royal London Logo
Canada Life Logo
Hodge Logo
Livemore Logo
Just Retirement Logo
More2Life Logo
LV Logo
Royal London Logo
Just Retirement Logo
Livemore Logo

Age 60+ Mortgage Types in Durham

Our Mortgage Guides

Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Durhammoneyman 2009–2026

Equity Release Council Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage TikTok Image

Speak to an Advisor
7 Days a Week, 8am – 10pm

Speak to an Advisor Enquire Online 0191 432 9860

We value your privacy

This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.