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Yes, obtaining a mortgage when you’re over 60 in Durham is certainly possible.
Lenders now offer tailored products for borrowers in later life, factoring in retirement income and offering flexible repayment options.
Whether you wish to remortgage, release equity, or purchase a property, a knowledgeable mortgage advisor in Durham can guide you through the process.
With personalised mortgage advice in Durham, you’ll find the right solution for your financial and property goals.
For those over 60, mortgage choices can include traditional repayment mortgages, interest-only options, and specialist products like retirement interest-only (RIO) mortgages.
Equity release products, such as lifetime mortgages, may also be suitable for homeowners who wish to access funds tied up in their property.
Each of these options is tailored to provide financial flexibility and security, allowing you to choose the solution that best matches your future plans.
Speaking with a trusted mortgage broker in Durham, you’ll gain access to products suited to your financial goals.
For those over 60 in Durham, seeking expert mortgage advice is a key step in achieving your property goals.
Our mortgage advisors in Durham specialise in helping older borrowers navigate their options, understand lender criteria, and find products tailored to their needs.
Whether it’s securing a competitive interest rate or ensuring repayment terms are manageable, we’re here to make the process stress-free.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
Our Customers Love Us
186 5 Star Reviews
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Andrea McLaren
What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.
20 Mar 2026
Paul PI
UK Moneyman provide an excellent service, in my case with complex conveyancing. Simple upload of documents, excellent comms and friendly. They took time to understand my needs and to explain options and prov8de illustrations of what I was agreeing to. Fee was reasonable and transparent with no hidden traos or surprises. When things were not quite going as expected (loan provider not UK moneyman this was sorted quickly and efficiently. I would thoroughly reccomend them if you are looking for a mortgage, especially if what you need is not quite standard. Warren and Lizzy did the work, thankyou both...
19 Mar 2026
Craig Butler
I had a great experience working with Leo and Jo as my mortgage brokers. As a first-time buyer, the whole process felt quite daunting at the start, but they provided clear and helpful information from day one, which really put me at ease. They were always quick to respond to my emails and kept everything moving smoothly, regularly following up and making sure nothing was missed. A special mention to the moment they called to let me know my mortgage offer had been approved. It made the whole experience feel exciting and personal, rather than just transactional. I’d definitely recommend Leo and Jo to anyone, especially if you’re a first-time buyer looking for guidance and support throughout the process.
18 Mar 2026
Groovy Gazza
Very happy with the service, everything was made so smooth and easy. They were on hand anytime to answer any questions All very fast and efficient would recommend them no problem
15 Mar 2026
Take the first step in your mortgage journey with a free initial appointment tailored to your needs. This is an opportunity to talk about your goals, explore your financial situation, and ask any questions. Our team ensures you feel at ease throughout.
Exploring alternatives is an essential part of our process. We’ll help you assess options like downsizing or adjusting existing financial arrangements, ensuring you’ve considered every possibility before deciding on later-life lending.
Involving your family or trusted advisors is always encouraged. Their support can help you feel more confident in your decision. Whether they have questions or simply want to learn more, we’re happy to offer resources or include them in discussions.
After evaluating all options, we’ll present a tailored lifetime mortgage recommendation based on your circumstances and long-term plans. With full transparency, we’ll guide you through every step, helping you feel secure in your decision.
We start with a free, no-obligation appointment, giving you the chance to discuss your needs with a dedicated mortgage advisor in Durham. During this session, we’ll learn more about your financial goals and provide clear advice on the options available to you. It’s a straightforward, pressure-free way to begin your journey with support from an expert.
With access to thousands of mortgage deals from a wide range of lenders, we work hard to find the right option for you. As an experienced mortgage broker in Durham, we compare the market to secure a competitive deal tailored to your circumstances. Whether you’re remortgaging, buying a new property, or exploring later-life lending, we handle the search so you can focus on your plans.
Our mortgage advice in Durham is built around your needs. From your first appointment to securing the perfect deal, we’ll guide you every step of the way. As a trusted mortgage broker in Durham, our priority is to simplify the process, saving you time and ensuring you feel supported throughout.
We know life doesn’t always fit into the typical Monday-to-Friday schedule. That’s why our mortgage advisors in Durham are available seven days a week, offering flexibility to speak at a time that suits you. Whether it’s an evening call or a weekend appointment, our team is here to help when you need us most.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 22 Reviews
Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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Durhammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Durhammoneyman 2009–2026
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