If you are moving home in Durham and are looking at taking out some expert mortgage advice in Durham , then you are in the right place. For well over 20 years, we have been providing customers with mortgage advice, helping thousands of customers to get over the hurdles they face on the property ladder, in order to move into their new home.
We know that moving home in Durham can come with its own set of challenges. Not only will you be finding a new home, but you’ll be trying to find a buyer for your current one and packing up your belongings as well.
It’s because of this that we want to offer our customers complete help and guidance. Our fast and friendly team of mortgage brokers in Durham pride themselves on being responsive, open & honest, providing a top tier mortgage advice service.
As a long standing mortgage broker in Durham, we strive to supply our clients with the best service we can. We have access to thousands of mortgages due to our extensive panel of lenders. We will analyse your financial and personal situation to help you secure the best mortgage for your circumstances.
If you have a flexible mortgage and require it to be transferred to your new property, we can help with that too. Check out our customer reviews to see what previous clients thought of our service. You’ll quickly understand why many people keep returning to us. We are proud to be a mortgage broker in Durham and our reviews make that very evident.
If you are looking into your options for moving home in Durham, book a free mortgage appointment with one of our knowledgeable mortgage advisors in Durham. Our team are available from morning until late evening, every day of the week, with appointments that fit your timetable; subject to availability.
If you’re considering moving home in Durham, there’s a possibility to transfer your current mortgage to your new property, as long as you meet the lender’s eligibility criteria. However, it’s important to be aware that if your circumstances have changed since obtaining your mortgage, you may no longer qualify and will have to reapply.
When relocating, there are numerous expenses to take into account. These may include: estate agent charges, property survey expenses, mortgage set-up costs, solicitor’s fees, removal costs and fees from a mortgage broker in Durham. It is essential to factor these in when budgeting for your relocation.
In either case, you will need a qualified broker or advisor to help you in selecting the best mortgage product for your new home. If you are looking for a mortgage broker in Durham, you should look for one with the necessary experience and credentials.
When you have found the right broker, they can guide you through the entire process of selecting the best mortgage product for you and your family. They will also help you in obtaining the necessary documents and submitting the application.
Your advisor will ensure that you understand the terms of the agreement and will work with you to ensure that the process goes smoothly. They will also be able to answer any questions that you may have about the mortgage product and the process.
The right mortgage broker in Durham can make the transition to your new home less stressful and more enjoyable. Make sure that you find a mortgage broker like us, who is experienced in the field and who can provide you with the best advice and assistance.
If you are considering paying off your mortgage early, it is important to speak with a broker or advisor who can guide you through the available options. They can advise you on the best way to pay off your mortgage and ensure you understand any potential charges or fees that may be payable. In Durham, you can find an experienced mortgage broker to help you.
Once you’re satisfied with the recommendation we’ve provided, it’s time to initiate the processing of a mortgage agreement in principle for you.
We can obtain this within 24 hours of your initial appointment, enabling you to make an offer on a property you’re interested in. After finding your dream home in Durham and having your offer accepted by the seller, our diligent team can begin processing your full mortgage application, ensuring a smooth process until completion.
Our goal goes beyond finding you the best mortgage; we’re also here to assist with various available surveys and provide conveyancing solicitor quotes. Additionally, your advisor will offer advice on suitable insurance to cover your remaining mortgage payments in unfortunate circumstances.
Contact us to schedule your free consultation for a mortgage when moving home.
Our Customers Love Us
5.00 Rating19 Reviews
Jenni
Malcolm and his team were nothing short if amazing helping guide us through somewhat tricky process of buying our home. They were friendly, patient and efficient and deserve more than a five star rating. Thank you again to Malcolm and his team.
1 week ago
Joanne
Malcom, was professional and helped sercure the best mortagage deal for us. We were apprehensive about using a mortage broker as we had never used this kind of service before, but Malcom and the team made it so easy from start to finish,friendly...
2 months ago
Fiona
Very good service from Dinah. Very helpful and no pressure sales. Felt confident I got the best advice for my circumstances.
4 months ago
Katie
We could not recommend UK money man enough for helping us obtain a mortgage. As first time buyers we went into the process clueless, Malcolm and the team have been absolutely amazing. Their communication and expertise has been second to none. The...
5 months ago
Mr Darren
An amazing service from some amazing people. They where with me from start to finish and the support, guidance and advice they gave me was brilliant. I would happily recomend Durhammoneyman. Thank you to all who where involved in my case.
6 months ago
Anonymous
Great service! Very informative and responsive. Made the process for a first time buyer straight forward and went smoothly
8 months ago
Duncan
Professional all the way. Excellent advice from Wayne followed by excellent administration by Anna to complete the transaction. Would recommend.
1 year ago
Martin
Excellent Staff and Service, I would definitely use them again They were very helpful all through the process of my remortgage providing me with the best deal and assisting with any issues or concerns i had, very prompt on replies to my calls and...
2 years ago
Kayleigh
Joe and Chloe have been so helpful sorting out our remortgage. They did all the hard work. I would highly recommend Durham Money Man to anyone! Fab job guys!
2 years ago
Karen
Was very professional and very helpful.
3 years ago
Anonymous
We are very pleased with the service we received. Everything was very simple and the mortgage brokers done everything for us. The mortgage deal they found was significantly less than any we could find ourselves, so it's worth paying the broker fee...
3 years ago
Niall
Fantastic service! Amazing advice and guidance throughout my mortgage application. Would recommend Durhammoneyman to anyone!
3 years ago
Sarah
Durhammoneyman have been an absolute lifesaver in helping me to get a mortgage. Their support, advice and assistance throughout the process has been above and beyond what I could have expected. Without them I would not have been able to navigate...
4 years ago
Donna
I cannot fault the service I have received from Leo, Wendy and the team. They have made a potentially stressful process very easy, offering support and guidance throughout. I would recommend this team to anyone in need of mortgage advice. Thank...
4 years ago
Sandra
Matt was first of all hugely understanding and quite reassuring in what I knew would prove a difficult task! Under 2 years self employment history, trying to gain a second family home without selling the first and possessing a buy to let which also...
5 years ago
Louis
I had a complex situation and I was nervous about the whole thing. Chris worked his magic and got me a mortgage offer within 2 weeks. I was amazed. Working full time I found the evening appointments terrific.
5 years ago
Michelle
Thank you to Laura and Matt who worked seamlessly to get my remortgage offered. I’m really happy with my new deal, much better rate than what my bank were offering.
5 years ago
Mary
My mortgage broker was easy to get hold of and efficient. Overall my experience was good value for money. As a first time buyer I felt I had support throughout my purchase.
5 years ago
Daniel
We rang these guys when we had been promised a mortgage by our Bank who then changed their minds. To be honest we didn’t know whether or not we’d be able to get a mortgage but during the first call with Durham Moneyman we felt they understood...
5 years ago
Speaking with a mortgage advisor in Durham, you can have a comprehensive discussion about your current circumstances and future goals.
During your free mortgage appointment, your mortgage advisor in Durham will gather information regarding your income and expenses to determine your maximum affordability.
The mortgage adviser in Durham will meticulously search through a wide range of mortgage products to find the one that best suits your needs.
We can assist you in obtaining a mortgage agreement in principle, which can be advantageous when making offers on properties.
Once your offer is accepted, your Durham mortgage adviser will submit your complete mortgage application and supporting documents to the mortgage lender.
Throughout the process, a dedicated case manager will keep you informed until you receive the formal mortgage offer and successfully complete your purchase or sale.
Our services extend beyond finding the most suitable mortgage deal for you; we also offer relevant insurance recommendations to ensure the security of you and your loved ones.
We will get in touch with you when it's time to renew your mortgage to ensure that you always have the best available deal.
If you get in touch with Durhammoneyman for mortgage advice in Durham, you will receive a free home movers’ review which is offered to our new/existing customers. This appointment will give your dedicated mortgage advisor in Durham the chance to look at what your mortgage goals are as recommend you the most appropriate route for you to take.
As a result of this, they will be able to look into your monthly payments as well as the maximum that you might be able to borrow.
After you have attended your free home movers review in where we obtained some initial bits of information with you as well as establishing your home moving goals, your dedicated Mortgage Advisor in Durham will begin to look into the best deal for your circumstances by searching through 1000's of varying mortgage products.
Here at Durhammoneyman, we have a diligent team that have a lot of experience in helping customers take their first step on the property ladder. Therefore, we find we deal with situations that we have already dealt with in the past which means we are ready to take on any complex cases.
Our team of dedicated and knowledgeable mortgage advisors in Durham can provide you with the support and guidance you need when you are exploring your moving home options in Durham. From the initial enquiry to obtaining the keys to your new home, your designated mortgage advisor in Durham will work alongside you throughout the process.
If you are looking to relocate or are currently living in the area in Durham or are looking to move within the area, our team of hard working mortgage advisors have provided expert mortgage advice in Durham to numerous customers, supporting them in achieving their home owning dreams.
We find that a lot of customers want to get a general idea of how much they would be able to borrow, the interest at which this amount would be and how much their monthly repayments could be. This is why many customers get in touch with us early in their mortgage process for mortgage advice in Durham.
After you have attended your Free Mortgage Appointment, your designated Mortgage Advisor will then begin to find you the best deal by searching through 1000s of mortgage products. When you are happy with our recommendation, we will then start looking at obtaining your mortgage agreed in principle.
After you have attended your Free Mortgage Appointment, your designated Mortgage Advisor will then begin to find you the best deal by searching through 1000s of mortgage products. When you are happy with our recommendation, we will then start looking at obtaining your mortgage agreed in principle.
Having your mortgage agreement in principle (AIP) with you can get you prepared for any point where you want to back up a potential offer that you would like to make on a certain property during your current mortgage journey in Durham.
When you have had an offer accepted on your new home in Durham, you now need to get back in touch with us to speak to your dedicated Mortgage Advisor which should be done ahead of your full mortgage application process. Our team are also able to help you with different types of property surveys and can recommend a conveyancing solicitor to you.
In the unfortunate case where the bank or building society has declined the mortgage application you made, this can be due to a number of reasons. It might be to do with your application not meeting their credit scoring criteria or the lender may not be willing to lend you the amount you require.
Whatever the reason might be for your application to have been declined, you may still benefit from getting in touch with a knowledgeable Mortgage Broker in Durham. Our team have access to a range of mortgage lenders who can offer specialist or niche products that benefit those who may have difficulty with a mortgage because of their credit history.
Again, these factors all depend on your individual circumstances and what your current credit file is showing. Our Mortgage Advisors in Durham has extensive knowledge and experience in working with these products and advise customer on what is the best deal that matches up their criteria.
Remember, the most common scenarios discussed above are the type of scenarios we regularly see customers are in when they reach out to us when they are looking to start moving home. Therefore, do not hesitate to get in contact to speak to a member of our team if your circumstance doesn’t apply as there is a likely chance we have dealt with a case similar to yours before. Contact us to book your free mortgage consultation.
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