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Moving Home Mortgage Advice in Durham

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7 days a week, 8am - 10pm

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Moving Home Mortgage Advice in Durham

Planning your next home move? Let our expert mortgage advisors in Durham help you navigate the home-buying process with ease.

0191 303 9786

We take the stress away from moving home in Durham.

If you are moving home in Durham and are looking at taking out some expert mortgage advice in Durham , then you are in the right place. For well over 20 years, we have been providing customers with mortgage advice, helping thousands of customers to get over the hurdles they face on the property ladder, in order to move into their new home.

We know that moving home in Durham can come with its own set of challenges. Not only will you be finding a new home, but you’ll be trying to find a buyer for your current one and packing up your belongings as well.

It’s because of this that we want to offer our customers complete help and guidance. Our fast and friendly team of mortgage brokers in Durham pride themselves on being responsive, open & honest, providing a top tier mortgage advice service.

Moving Home Mortgage Advice in Durham

Mortgages for people who are moving home in Durham.

As a long standing mortgage broker in Durham, we strive to supply our clients with the best service we can. We have access to thousands of mortgages due to our extensive panel of lenders. We will analyse your financial and personal situation to help you secure the best mortgage for your circumstances.

If you have a flexible mortgage and require it to be transferred to your new property, we can help with that too. Check out our customer reviews to see what previous clients thought of our service. You’ll quickly understand why many people keep returning to us. We are proud to be a mortgage broker in Durham and our reviews make that very evident.

If you are looking into your options for moving home in Durham, book a free mortgage appointment with one of our knowledgeable mortgage advisors in Durham. Our team are available from morning until late evening, every day of the week, with appointments that fit your timetable; subject to availability.

Can I move my current mortgage to a new property in Durham?

If you’re considering moving home in Durham, there’s a possibility to transfer your current mortgage to your new property, as long as you meet the lender’s eligibility criteria. However, it’s important to be aware that if your circumstances have changed since obtaining your mortgage, you may no longer qualify and will have to reapply.

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FAQs for Home Movers in Durham

What are the costs when moving home in Durham?

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When relocating, there are numerous expenses to take into account. These may include: estate agent charges, property survey expenses, mortgage set-up costs, solicitor’s fees, removal costs and fees from a mortgage broker in Durham. It is essential to factor these in when budgeting for your relocation.

What happens if I buy a property and want to move home in Durham?

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In either case, you will need a qualified broker or advisor to help you in selecting the best mortgage product for your new home. If you are looking for a mortgage broker in Durham, you should look for one with the necessary experience and credentials.

When you have found the right broker, they can guide you through the entire process of selecting the best mortgage product for you and your family. They will also help you in obtaining the necessary documents and submitting the application.

Your advisor will ensure that you understand the terms of the agreement and will work with you to ensure that the process goes smoothly. They will also be able to answer any questions that you may have about the mortgage product and the process.

The right mortgage broker in Durham can make the transition to your new home less stressful and more enjoyable. Make sure that you find a mortgage broker like us, who is experienced in the field and who can provide you with the best advice and assistance.

Can you pay a mortgage off early in Durham?

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If you are considering paying off your mortgage early, it is important to speak with a broker or advisor who can guide you through the available options. They can advise you on the best way to pay off your mortgage and ensure you understand any potential charges or fees that may be payable. In Durham, you can find an experienced mortgage broker to help you.

Can you help get me an agreement in principle?

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Once you’re satisfied with the recommendation we’ve provided, it’s time to initiate the processing of a mortgage agreement in principle for you.

We can obtain this within 24 hours of your initial appointment, enabling you to make an offer on a property you’re interested in. After finding your dream home in Durham and having your offer accepted by the seller, our diligent team can begin processing your full mortgage application, ensuring a smooth process until completion.

Our goal goes beyond finding you the best mortgage; we’re also here to assist with various available surveys and provide conveyancing solicitor quotes. Additionally, your advisor will offer advice on suitable insurance to cover your remaining mortgage payments in unfortunate circumstances.

Contact us to schedule your free consultation for a mortgage when moving home.

Our Customers Love Us

Reviews Stars5.00 Rating19 Reviews

Our Simple Mortgage Process

Free 30-Minute Home Movers Reviews

Step 1

Speaking with a mortgage advisor in Durham, you can have a comprehensive discussion about your current circumstances and future goals.

During your free mortgage appointment, your mortgage advisor in Durham will gather information regarding your income and expenses to determine your maximum affordability.

We Can Search 1000s of Mortgage Deals

Step 2

The mortgage adviser in Durham will meticulously search through a wide range of mortgage products to find the one that best suits your needs.

We can assist you in obtaining a mortgage agreement in principle, which can be advantageous when making offers on properties.

Submit Your Mortgage Application

Step 3

Once your offer is accepted, your Durham mortgage adviser will submit your complete mortgage application and supporting documents to the mortgage lender.

Throughout the process, a dedicated case manager will keep you informed until you receive the formal mortgage offer and successfully complete your purchase or sale.

Protecting You and Your Mortgage

Step 4

Our services extend beyond finding the most suitable mortgage deal for you; we also offer relevant insurance recommendations to ensure the security of you and your loved ones.

We will get in touch with you when it's time to renew your mortgage to ensure that you always have the best available deal.

Reasons to Choose us

Free Mortgage Appointment

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If you get in touch with Durhammoneyman for mortgage advice in Durham, you will receive a free home movers’ review which is offered to our new/existing customers. This appointment will give your dedicated mortgage advisor in Durham the chance to look at what your mortgage goals are as recommend you the most appropriate route for you to take.

As a result of this, they will be able to look into your monthly payments as well as the maximum that you might be able to borrow.

1000s of Deals

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After you have attended your free home movers review in where we obtained some initial bits of information with you as well as establishing your home moving goals, your dedicated Mortgage Advisor in Durham will begin to look into the best deal for your circumstances by searching through 1000's of varying mortgage products.

Our Service

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Here at Durhammoneyman, we have a diligent team that have a lot of experience in helping customers take their first step on the property ladder. Therefore, we find we deal with situations that we have already dealt with in the past which means we are ready to take on any complex cases.

7 days a Week

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Our team of dedicated and knowledgeable mortgage advisors in Durham can provide you with the support and guidance you need when you are exploring your moving home options in Durham. From the initial enquiry to obtaining the keys to your new home, your designated mortgage advisor in Durham will work alongside you throughout the process.

Malcolm and Amy Davidson - Mortgage Advice in Durham

We Search 1000s of Moving Home Mortgages in Durham

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
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BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Moving Home Mortgage Scenarios

Moving Home Mortgage Advice in Durham

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If you are looking to relocate or are currently living in the area in Durham or are looking to move within the area, our team of hard working mortgage advisors have provided expert mortgage advice in Durham to numerous customers, supporting them in achieving their home owning dreams.

Wanting to Know How Much You Can Borrow & The Costs

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We find that a lot of customers want to get a general idea of how much they would be able to borrow, the interest at which this amount would be and how much their monthly repayments could be. This is why many customers get in touch with us early in their mortgage process for mortgage advice in Durham.

After you have attended your Free Mortgage Appointment, your designated Mortgage Advisor will then begin to find you the best deal by searching through 1000s of mortgage products. When you are happy with our recommendation, we will then start looking at obtaining your mortgage agreed in principle.

You Are in Need of an Agreement in Principle

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After you have attended your Free Mortgage Appointment, your designated Mortgage Advisor will then begin to find you the best deal by searching through 1000s of mortgage products. When you are happy with our recommendation, we will then start looking at obtaining your mortgage agreed in principle.

Having your mortgage agreement in principle (AIP) with you can get you prepared for any point where you want to back up a potential offer that you would like to make on a certain property during your current mortgage journey in Durham.

Your Offer on a New Home Has Been Accepted

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When you have had an offer accepted on your new home in Durham, you now need to get back in touch with us to speak to your dedicated Mortgage Advisor which should be done ahead of your full mortgage application process. Our team are also able to help you with different types of property surveys and can recommend a conveyancing solicitor to you.

You Are Having Trouble with the Bank

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In the unfortunate case where the bank or building society has declined the mortgage application you made, this can be due to a number of reasons. It might be to do with your application not meeting their credit scoring criteria or the lender may not be willing to lend you the amount you require.

Whatever the reason might be for your application to have been declined, you may still benefit from getting in touch with a knowledgeable Mortgage Broker in Durham. Our team have access to a range of mortgage lenders who can offer specialist or niche products that benefit those who may have difficulty with a mortgage because of their credit history.

Again, these factors all depend on your individual circumstances and what your current credit file is showing. Our Mortgage Advisors in Durham has extensive knowledge and experience in working with these products and advise customer on what is the best deal that matches up their criteria.

Remember, the most common scenarios discussed above are the type of scenarios we regularly see customers are in when they reach out to us when they are looking to start moving home. Therefore, do not hesitate to get in contact to speak to a member of our team if your circumstance doesn’t apply as there is a likely chance we have dealt with a case similar to yours before. Contact us to book your free mortgage consultation.

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Durhammoneyman.com & Durhammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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