It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Landing Page Single M

Mortgage Broker in Spennymoor

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0191 303 9786Speak to an Advisor - It's Free!

Mortgage Broker in Spennymoor

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0191 303 9786

Providing Expert Mortgage Advice in Spennymoor

With our extensive experience as mortgage advisors in Durham and Spennymoor, we have dealt with a wide range of situations, making it incredibly rare for us to encounter something unfamiliar. As trusted mortgage brokers in Spennymoor, we have helped numerous homeowners achieve their mortgage goals with efficiency and a friendly approach.

Our reputation as reliable mortgage advisors stems from our ability to provide personalised guidance tailored to each client’s needs. From assisting first time buyers in securing their dream homes to helping experienced homeowners with remortgaging or exploring buy to let options, we are there every step of the way. With our expertise in navigating mortgage applications, exploring lending options, and finding competitive interest rates, we ensure a smooth and successful mortgage journey for our clients, creating a stress-free experience.

Speak to an Advisor - It's Free!
Your Mortgage Options in Spennymoor

All of our Customers Receive a Free Mortgage Appointment!

Whether you’re a first time homebuyer entering the mortgage world or looking for a new property in Spennymoor, or even considering a remortgage for your family home, our dedicated team is here to assist you in achieving your mortgage goals. We understand that each individual’s journey in the mortgage market is unique, and we are committed to providing personalised guidance tailored to your specific circumstances.

With our experienced professionals by your side, you can navigate the complexities of the mortgage process with confidence. Whether you’re seeking your first mortgage or exploring property options in Spennymoor, we will work closely with you to find the most suitable solutions. Our mission extends beyond delivering mortgage services – we aim to understand your aspirations, address your concerns, and ensure that you feel empowered throughout the entire journey.

By offering comprehensive information, transparent communication, and access to a wide range of mortgage options, our team strives to make your mortgage experience positive and successful. Together, as your mortgage broker in Durham and Spennymoor, we will work towards securing the best possible outcome for your unique situation, enabling you to move forward with assurance and peace of mind.

Our Reviews

Your Mortgage Options in Spennymoor

First Time Buyer Mortgages in Spennymoor

Accorion Arrow

If you’re first time buyer in Durham, you might be wondering which path is the right one for you. Embarking on the journey to homeownership can be both thrilling and overwhelming, given the significant financial commitment involved.

At our company, we have a dedicated team of experienced mortgage advisors in Durham and Spennymoor who are here to guide you every step of the way. We understand that this is a crucial milestone in your life, and we’re committed to helping you achieve your mortgage goals.

From your very first call to the moment you receive the keys to your first home, our knowledgeable team will provide the support and assistance you need. We’ll advise you on the best route to take, ensuring that you make informed decisions throughout your mortgage journey.

Moving Home Mortgages in Spennymoor

Accorion Arrow

Whether you are currently thinking of moving home in Durham or its outskirts in Spennymoor, it might be the right time to explore your options if your initial fixed period is coming to an end. There are various reasons why you may be contemplating a home move, such as needing more space for a growing family or a home office, seeking better living costs, or simply desiring a change of scenery.

At our company, we understand that the process of moving home can be highly stressful. From finding a buyer and packing up your belongings to handling all the necessary arrangements for your new home, our objective is to alleviate as much of that stress as possible. We provide fast and friendly mortgage advice in Spennymoor, ensuring that you can focus on the actual move while we take care of the rest.

Buy to Let Mortgages in Spennymoor

Accorion Arrow

At Durhammoneyman, we take pride in assisting numerous new and established landlords in the property market. If you’re considering buy to let mortgage in Durham and Spennymoor, we would be delighted to offer our expertise and support, as we understand the potential rewards it can bring in the long term.

Our team of dedicated mortgage advisors in Spennymoor has developed strong relationships with both new and experienced landlords. We provide comprehensive support in building property portfolios and guide you through the process of purchasing properties under a Special Purpose Vehicle (SPV), such as a Limited Company. We are committed to helping you navigate the buy to let market with confidence and maximize the benefits of your investment.

Remortgaging in Spennymoor

Accorion Arrow

If you currently own a home in Durham or Spennymoor and your initial fixed period is nearing its end, it may be time to consider remortgage in Durham and Spennymoor, so you know what options are avaliable and the next steps for your property.

You could be looking to find a better deal, release some equity for home improvements, or raise capital for something else. Either way, remortgaging has become an option many homeowners have chosen if they are comfortable in their current property and are not wanting to move.

Remortgaging can be a beneficial choice for several reasons. You might be seeking a better deal that offers more favorable terms, looking to release equity for home improvements, or aiming to raise capital for other purposes. Whatever your motivation, remortgaging has become a popular option for homeowners who are content with their current property and have no intention of moving.

At our company, we understand the importance of finding the right remortgage solution for your specific needs. Our team is here to guide you through the process, ensuring that you have access to the best options available and making the remortgaging experience as smooth and hassle-free as possible.

Self Employed Mortgages Spennymoor

Accorion Arrow

Securing a mortgage as a self employed in Durham can present additional challenges when it comes to verifying your income compared to traditional employed applicants. The key hurdle lies in demonstrating a consistent and sufficient income. However, despite these challenges, obtaining a mortgage is still within reach.

At Durhammoneyman, we have a dedicated team with extensive experience in assisting self-employed mortgage applicants in achieving their homeownership goals. Having a knowledgeable advisor by your side will provide valuable insights into your unique case and help identify the most suitable mortgage product for your needs. Furthermore, you will gain a clearer understanding of the necessary steps to process your mortgage application, increasing your chances of approval.

We recognise the complexities involved in securing a mortgage as a self-employed individual, and our team is here to provide guidance and support throughout the process. With our expertise and personalized assistance, you can navigate the requirements and enhance your prospects of obtaining a mortgage successfully.

Mortgage Options for Over 50s in Spennymoor

Accorion Arrow

If you’re over the age of 50 and seeking to explore your mortgage options, there are various choices available to you. Our specialised team in later-life lending is here to assist you, and you can easily book a free appointment with us. Whether you prefer to book online or give us a call, we’ll be happy to schedule a date and time that works for you. Our team is dedicated to helping you navigate the mortgage landscape and find the most suitable solutions for your specific needs.

Our Customers Love Us

Reviews Stars5.00 Rating19 Reviews

Our Simple 4-Step Process

Book Online

Step 1

Scheduling your free mortgage appointment with Durhammoneyman is quick and easy, offering you two convenient options: booking online or giving us a call.

This initial appointment plays a crucial role in allowing our team to gain a comprehensive understanding of your unique mortgage situation. By delving into your circumstances, we can tailor our advice to your specific needs.

Free Mortgage Apppointment

Step 2

Once your appointment is scheduled, our dedicated team will diligently assess your situation and explore the vast array of mortgage deals available in the market.

With access to thousands of different mortgage products, we ensure that we identify the options that best suit your requirements.

Finding a Suitable Product

Step 3

If we successfully identify a mortgage product that aligns with your preferences, and you decide to proceed, we will proceed with the necessary steps to prepare your mortgage application.

Throughout this process, our team will provide dedicated assistance, handling everything efficiently and professionally.

Submit Your Application

Step 4

When the time comes to submit your mortgage application, we strive to deliver a straightforward and hassle-free experience. We pride ourselves on our prompt and friendly service when offering mortgage advice in Durham.

Our aim is to make the entire process as smooth and convenient as possible for you, ensuring a positive and stress-free experience from start to finish.

Reasons to Choose us

Free Appointment in Spennymoor

Accorion Arrow

Don’t miss out on our valuable offerings: a free mortgage appointment or a free remortgage review. Book today to speak with an expert mortgage broker in Durham and Spennymoor, and discover how they can assist you.

Whether you’re a first time buyer venturing into the mortgage world, planning to move home, an aspiring landlord seeking a buy to let mortgage, or simply in need of knowledgeable mortgage advice in Spennymoor, our team is here to support you.

Search 1000s of products

Accorion Arrow

Our mortgage advisors in Durham and Spennymoor excel at finding the most suitable mortgage products. Once we present our recommendation and you’re satisfied, we can proceed with the mortgage application. The next step is submitting your application to the lender. It’s as simple as that!

With access to an extensive panel of specialist and high street lenders, we diligently search through thousands of mortgage products to discover the perfect fit for your circumstances. Moreover, our team provides an open and honest service. If you’re seeking a better deal but we determine that your current product remains ideal for you, we will recommend staying with your existing arrangement.

7 Days a Week

Accorion Arrow

We prioritize providing a flexible and accessible service for our customers. Our team of knowledgeable mortgage advisors is available seven days a week, from early mornings to late evenings, ensuring that you can reach us at a time that suits you best. We understand the importance of accommodating your schedule, and we offer appointment times that can be tailored to your lifestyle, based on availability.

Our commitment lies in finding our customers the most suitable mortgage options while delivering high-level mortgage advice. Contact our team today and discover how we can assist you on your mortgage journey.

Our Service

Accorion Arrow

We strive to support you in achieving your mortgage goals by offering expert mortgage advice in Spennymoor, delivered by our open and honest mortgage brokers in Durham and Spennymoor.

With over 20 years of experience, our reputable mortgage broker has dealt with a diverse range of customers and their unique mortgage situations. So, if you believe your circumstances are complex, do not hesitate to get in touch. Chances are our team has encountered similar scenarios before.

Our expert mortgage advisors in Durham and Spennymoor possess the knowledge and experience to help you navigate your specific mortgage scenario with confidence.

Malcolm and Amy Davidson - Mortgage Advice in Durham

Common Mortgage Questions in Spennymoor

How much can you borrow for a mortgage in Spennymoor?

Accorion Arrow

The amount you can borrow for a mortgage is influenced by several factors, with your credit score being one of the most crucial. A good credit score typically requires a minimum deposit of 5%, while a lower credit score may necessitate a deposit of 10% to 15%.

What do I do if I am ready to make an offer on a property in Spennymoor?

Accorion Arrow

The required deposit amount will also depend on the property you intend to purchase. If you’re ready to make an offer on a property and have obtained a mortgage agreement in principle, our team is here to help you find the perfect mortgage product.



We understand that the home-buying process can be challenging, and securing a suitable mortgage can add to the complexity. That’s where our experienced mortgage advisors in Durham step in to alleviate the pressure and guide you through this aspect of the process.

With over 20 years of experience in the field, we are experts in finding the right mortgage solutions for our clients. You can rely on our expertise and knowledge to make the mortgage process smoother and more manageable for you.

Have you been declined by your bank?

Accorion Arrow

If you have been declined by your bank and are seeking the assistance of a mortgage broker in Durham and Spennymoor, our team is here to help! We advise against applying to multiple banks repeatedly, as this can negatively impact your credit score, particularly if you continue to receive rejections.

Our team can assist you in understanding the reasons behind the bank’s decision to decline your application. Common factors may include poor credit, errors in your application, affordability concerns, or other issues. It is crucial to address these issues and work on improving them to enhance your chances of success in your current and future credit applications.

Securing a mortgage is not feasible for everyone, but we are committed to finding you the most suitable product that aligns with your personal and financial situation. As a mortgage broker in Spennymoor, we pride ourselves on providing an open and honest service to all our customers. If we are unable to find a suitable deal for you or if you are unable to obtain a mortgage, we will be transparent about it.

Moreover, we will provide you with valuable information and guidance on how you can improve your application in the future, ensuring that you are better positioned for success.

Why Durhammoneyman? – Your Mortgage Broker in Spennymoor

Accorion Arrow

What sets us apart from banks or building societies is our ability to access a wide panel of lenders beyond in-house products. This means we can offer you a diverse range of mortgage options tailored to your specific needs and circumstances.

Another key difference between our mortgage broker in Spennymoor and traditional banks or building societies is our responsiveness. We understand the importance of timely communication, and our dedicated team is available 7 days a week to address your queries and provide prompt assistance. Booking your free appointment with us is quick and easy, whether you choose to do it online or give us a call.

Our commitment to providing a straightforward and stress-free experience is unwavering. We believe in going the extra mile for every customer who reaches out to us. You can see the proof of our dedication in the genuine reviews left by our past customers, reflecting their positive experiences with our services.

Choose us as your trusted mortgage broker and discover the difference we can make in your mortgage journey.

We Search 1000s of Mortgages in Spennymoor

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Durhammoneyman.com & Durhammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

Equity Release Council Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage TikTok Image

Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

Speak to an Advisor - It's Free Enquire Online 0191 303 9786
We use cookies to enhance your customer experience. More detailsGot It