With our extensive experience as mortgage advisors in Durham and Spennymoor, we have dealt with a wide range of situations, making it incredibly rare for us to encounter something unfamiliar. As trusted mortgage brokers in Spennymoor, we have helped numerous homeowners achieve their mortgage goals with efficiency and a friendly approach.
Our reputation as reliable mortgage advisors stems from our ability to provide personalised guidance tailored to each client’s needs. From assisting first time buyers in securing their dream homes to helping experienced homeowners with remortgaging or exploring buy to let options, we are there every step of the way. With our expertise in navigating mortgage applications, exploring lending options, and finding competitive interest rates, we ensure a smooth and successful mortgage journey for our clients, creating a stress-free experience.
Whether you’re a first time homebuyer entering the mortgage world or looking for a new property in Spennymoor, or even considering a remortgage for your family home, our dedicated team is here to assist you in achieving your mortgage goals. We understand that each individual’s journey in the mortgage market is unique, and we are committed to providing personalised guidance tailored to your specific circumstances.
With our experienced professionals by your side, you can navigate the complexities of the mortgage process with confidence. Whether you’re seeking your first mortgage or exploring property options in Spennymoor, we will work closely with you to find the most suitable solutions. Our mission extends beyond delivering mortgage services – we aim to understand your aspirations, address your concerns, and ensure that you feel empowered throughout the entire journey.
By offering comprehensive information, transparent communication, and access to a wide range of mortgage options, our team strives to make your mortgage experience positive and successful. Together, as your mortgage broker in Durham and Spennymoor, we will work towards securing the best possible outcome for your unique situation, enabling you to move forward with assurance and peace of mind.
If you’re first time buyer in Durham, you might be wondering which path is the right one for you. Embarking on the journey to homeownership can be both thrilling and overwhelming, given the significant financial commitment involved.
At our company, we have a dedicated team of experienced mortgage advisors in Durham and Spennymoor who are here to guide you every step of the way. We understand that this is a crucial milestone in your life, and we’re committed to helping you achieve your mortgage goals.
From your very first call to the moment you receive the keys to your first home, our knowledgeable team will provide the support and assistance you need. We’ll advise you on the best route to take, ensuring that you make informed decisions throughout your mortgage journey.
Whether you are currently thinking of moving home in Durham or its outskirts in Spennymoor, it might be the right time to explore your options if your initial fixed period is coming to an end. There are various reasons why you may be contemplating a home move, such as needing more space for a growing family or a home office, seeking better living costs, or simply desiring a change of scenery.
At our company, we understand that the process of moving home can be highly stressful. From finding a buyer and packing up your belongings to handling all the necessary arrangements for your new home, our objective is to alleviate as much of that stress as possible. We provide fast and friendly mortgage advice in Spennymoor, ensuring that you can focus on the actual move while we take care of the rest.
At Durhammoneyman, we take pride in assisting numerous new and established landlords in the property market. If you’re considering buy to let mortgage in Durham and Spennymoor, we would be delighted to offer our expertise and support, as we understand the potential rewards it can bring in the long term.
Our team of dedicated mortgage advisors in Spennymoor has developed strong relationships with both new and experienced landlords. We provide comprehensive support in building property portfolios and guide you through the process of purchasing properties under a Special Purpose Vehicle (SPV), such as a Limited Company. We are committed to helping you navigate the buy to let market with confidence and maximize the benefits of your investment.
If you currently own a home in Durham or Spennymoor and your initial fixed period is nearing its end, it may be time to consider remortgage in Durham and Spennymoor, so you know what options are avaliable and the next steps for your property.
You could be looking to find a better deal, release some equity for home improvements, or raise capital for something else. Either way, remortgaging has become an option many homeowners have chosen if they are comfortable in their current property and are not wanting to move.
Remortgaging can be a beneficial choice for several reasons. You might be seeking a better deal that offers more favorable terms, looking to release equity for home improvements, or aiming to raise capital for other purposes. Whatever your motivation, remortgaging has become a popular option for homeowners who are content with their current property and have no intention of moving.
At our company, we understand the importance of finding the right remortgage solution for your specific needs. Our team is here to guide you through the process, ensuring that you have access to the best options available and making the remortgaging experience as smooth and hassle-free as possible.
Securing a mortgage as a self employed in Durham can present additional challenges when it comes to verifying your income compared to traditional employed applicants. The key hurdle lies in demonstrating a consistent and sufficient income. However, despite these challenges, obtaining a mortgage is still within reach.
At Durhammoneyman, we have a dedicated team with extensive experience in assisting self-employed mortgage applicants in achieving their homeownership goals. Having a knowledgeable advisor by your side will provide valuable insights into your unique case and help identify the most suitable mortgage product for your needs. Furthermore, you will gain a clearer understanding of the necessary steps to process your mortgage application, increasing your chances of approval.
We recognise the complexities involved in securing a mortgage as a self-employed individual, and our team is here to provide guidance and support throughout the process. With our expertise and personalized assistance, you can navigate the requirements and enhance your prospects of obtaining a mortgage successfully.
If you’re over the age of 50 and seeking to explore your mortgage options, there are various choices available to you. Our specialised team in later-life lending is here to assist you, and you can easily book a free appointment with us. Whether you prefer to book online or give us a call, we’ll be happy to schedule a date and time that works for you. Our team is dedicated to helping you navigate the mortgage landscape and find the most suitable solutions for your specific needs.
Our Customers Love Us
5.00 Rating19 Reviews
Jenni
Malcolm and his team were nothing short if amazing helping guide us through somewhat tricky process of buying our home. They were friendly, patient and efficient and deserve more than a five star rating. Thank you again to Malcolm and his team.
1 week ago
Joanne
Malcom, was professional and helped sercure the best mortagage deal for us. We were apprehensive about using a mortage broker as we had never used this kind of service before, but Malcom and the team made it so easy from start to finish,friendly...
2 months ago
Fiona
Very good service from Dinah. Very helpful and no pressure sales. Felt confident I got the best advice for my circumstances.
4 months ago
Katie
We could not recommend UK money man enough for helping us obtain a mortgage. As first time buyers we went into the process clueless, Malcolm and the team have been absolutely amazing. Their communication and expertise has been second to none. The...
5 months ago
Mr Darren
An amazing service from some amazing people. They where with me from start to finish and the support, guidance and advice they gave me was brilliant. I would happily recomend Durhammoneyman. Thank you to all who where involved in my case.
6 months ago
Anonymous
Great service! Very informative and responsive. Made the process for a first time buyer straight forward and went smoothly
8 months ago
Duncan
Professional all the way. Excellent advice from Wayne followed by excellent administration by Anna to complete the transaction. Would recommend.
1 year ago
Martin
Excellent Staff and Service, I would definitely use them again They were very helpful all through the process of my remortgage providing me with the best deal and assisting with any issues or concerns i had, very prompt on replies to my calls and...
2 years ago
Kayleigh
Joe and Chloe have been so helpful sorting out our remortgage. They did all the hard work. I would highly recommend Durham Money Man to anyone! Fab job guys!
2 years ago
Karen
Was very professional and very helpful.
3 years ago
Anonymous
We are very pleased with the service we received. Everything was very simple and the mortgage brokers done everything for us. The mortgage deal they found was significantly less than any we could find ourselves, so it's worth paying the broker fee...
3 years ago
Niall
Fantastic service! Amazing advice and guidance throughout my mortgage application. Would recommend Durhammoneyman to anyone!
3 years ago
Sarah
Durhammoneyman have been an absolute lifesaver in helping me to get a mortgage. Their support, advice and assistance throughout the process has been above and beyond what I could have expected. Without them I would not have been able to navigate...
4 years ago
Donna
I cannot fault the service I have received from Leo, Wendy and the team. They have made a potentially stressful process very easy, offering support and guidance throughout. I would recommend this team to anyone in need of mortgage advice. Thank...
4 years ago
Sandra
Matt was first of all hugely understanding and quite reassuring in what I knew would prove a difficult task! Under 2 years self employment history, trying to gain a second family home without selling the first and possessing a buy to let which also...
5 years ago
Louis
I had a complex situation and I was nervous about the whole thing. Chris worked his magic and got me a mortgage offer within 2 weeks. I was amazed. Working full time I found the evening appointments terrific.
5 years ago
Michelle
Thank you to Laura and Matt who worked seamlessly to get my remortgage offered. I’m really happy with my new deal, much better rate than what my bank were offering.
5 years ago
Mary
My mortgage broker was easy to get hold of and efficient. Overall my experience was good value for money. As a first time buyer I felt I had support throughout my purchase.
5 years ago
Daniel
We rang these guys when we had been promised a mortgage by our Bank who then changed their minds. To be honest we didn’t know whether or not we’d be able to get a mortgage but during the first call with Durham Moneyman we felt they understood...
5 years ago
Scheduling your free mortgage appointment with Durhammoneyman is quick and easy, offering you two convenient options: booking online or giving us a call.
This initial appointment plays a crucial role in allowing our team to gain a comprehensive understanding of your unique mortgage situation. By delving into your circumstances, we can tailor our advice to your specific needs.
Once your appointment is scheduled, our dedicated team will diligently assess your situation and explore the vast array of mortgage deals available in the market.
With access to thousands of different mortgage products, we ensure that we identify the options that best suit your requirements.
If we successfully identify a mortgage product that aligns with your preferences, and you decide to proceed, we will proceed with the necessary steps to prepare your mortgage application.
Throughout this process, our team will provide dedicated assistance, handling everything efficiently and professionally.
When the time comes to submit your mortgage application, we strive to deliver a straightforward and hassle-free experience. We pride ourselves on our prompt and friendly service when offering mortgage advice in Durham.
Our aim is to make the entire process as smooth and convenient as possible for you, ensuring a positive and stress-free experience from start to finish.
Don’t miss out on our valuable offerings: a free mortgage appointment or a free remortgage review. Book today to speak with an expert mortgage broker in Durham and Spennymoor, and discover how they can assist you.
Whether you’re a first time buyer venturing into the mortgage world, planning to move home, an aspiring landlord seeking a buy to let mortgage, or simply in need of knowledgeable mortgage advice in Spennymoor, our team is here to support you.
Our mortgage advisors in Durham and Spennymoor excel at finding the most suitable mortgage products. Once we present our recommendation and you’re satisfied, we can proceed with the mortgage application. The next step is submitting your application to the lender. It’s as simple as that!
With access to an extensive panel of specialist and high street lenders, we diligently search through thousands of mortgage products to discover the perfect fit for your circumstances. Moreover, our team provides an open and honest service. If you’re seeking a better deal but we determine that your current product remains ideal for you, we will recommend staying with your existing arrangement.
We prioritize providing a flexible and accessible service for our customers. Our team of knowledgeable mortgage advisors is available seven days a week, from early mornings to late evenings, ensuring that you can reach us at a time that suits you best. We understand the importance of accommodating your schedule, and we offer appointment times that can be tailored to your lifestyle, based on availability.
Our commitment lies in finding our customers the most suitable mortgage options while delivering high-level mortgage advice. Contact our team today and discover how we can assist you on your mortgage journey.
We strive to support you in achieving your mortgage goals by offering expert mortgage advice in Spennymoor, delivered by our open and honest mortgage brokers in Durham and Spennymoor.
With over 20 years of experience, our reputable mortgage broker has dealt with a diverse range of customers and their unique mortgage situations. So, if you believe your circumstances are complex, do not hesitate to get in touch. Chances are our team has encountered similar scenarios before.
Our expert mortgage advisors in Durham and Spennymoor possess the knowledge and experience to help you navigate your specific mortgage scenario with confidence.
The amount you can borrow for a mortgage is influenced by several factors, with your credit score being one of the most crucial. A good credit score typically requires a minimum deposit of 5%, while a lower credit score may necessitate a deposit of 10% to 15%.
The required deposit amount will also depend on the property you intend to purchase. If you’re ready to make an offer on a property and have obtained a mortgage agreement in principle, our team is here to help you find the perfect mortgage product.
We understand that the home-buying process can be challenging, and securing a suitable mortgage can add to the complexity. That’s where our experienced mortgage advisors in Durham step in to alleviate the pressure and guide you through this aspect of the process.
With over 20 years of experience in the field, we are experts in finding the right mortgage solutions for our clients. You can rely on our expertise and knowledge to make the mortgage process smoother and more manageable for you.
If you have been declined by your bank and are seeking the assistance of a mortgage broker in Durham and Spennymoor, our team is here to help! We advise against applying to multiple banks repeatedly, as this can negatively impact your credit score, particularly if you continue to receive rejections.
Our team can assist you in understanding the reasons behind the bank’s decision to decline your application. Common factors may include poor credit, errors in your application, affordability concerns, or other issues. It is crucial to address these issues and work on improving them to enhance your chances of success in your current and future credit applications.
Securing a mortgage is not feasible for everyone, but we are committed to finding you the most suitable product that aligns with your personal and financial situation. As a mortgage broker in Spennymoor, we pride ourselves on providing an open and honest service to all our customers. If we are unable to find a suitable deal for you or if you are unable to obtain a mortgage, we will be transparent about it.
Moreover, we will provide you with valuable information and guidance on how you can improve your application in the future, ensuring that you are better positioned for success.
What sets us apart from banks or building societies is our ability to access a wide panel of lenders beyond in-house products. This means we can offer you a diverse range of mortgage options tailored to your specific needs and circumstances.
Another key difference between our mortgage broker in Spennymoor and traditional banks or building societies is our responsiveness. We understand the importance of timely communication, and our dedicated team is available 7 days a week to address your queries and provide prompt assistance. Booking your free appointment with us is quick and easy, whether you choose to do it online or give us a call.
Our commitment to providing a straightforward and stress-free experience is unwavering. We believe in going the extra mile for every customer who reaches out to us. You can see the proof of our dedication in the genuine reviews left by our past customers, reflecting their positive experiences with our services.
Choose us as your trusted mortgage broker and discover the difference we can make in your mortgage journey.
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